Working capital calculator
Work out your business's working capital, current ratio and quick ratio from what you hold, what you're owed and what you owe over the next year. Free, no sign-up, nothing leaves your browser.
Use figures from your latest balance sheet or accounts software; the starting numbers are only an example. This is a calculator, not financial advice.
What working capital tells you
Working capital is what a business has coming in over the next year, such as cash, money customers owe and stock, minus what it has to pay out over the same time, such as supplier bills, tax and short-term loans. Positive working capital means short-term bills can be met from short-term money.
Current ratio and quick ratio
The current ratio divides short-term assets by short-term debts; above 1 means there is more coming in than going out. The quick ratio leaves stock out, because stock can take time to sell, so it is a stricter test of whether the bills could be paid quickly.
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