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Digital bank app launch checklist

Every step to launch your own digital banking or money app under your own brand, from picking your people to your first ten customers. Tick them off as you go. Free, no sign-up.

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready
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1. Decide what you are launching

Pick the people you are building for

A community, a city, a trade or a country corridor. The narrower the group, the easier it is to be their favourite app.

How to choose your niche

Name the big bank or app you are taking on

Write down what they do well and where their customers complain: fees, slow transfers, poor support, no local language.

Study the famous apps

Choose the type of platform

An account app with a branded card, a money transfer app, payment links, a marketplace or memberships.

Which money app should I launch?

2. Brand it

Choose a name

Short, easy to say and spell. Leave out words like bank unless you hold the permissions to use them.

Payment app name generator

Check the web address and social handles

Make sure the domain and handles are free, and search the trade mark register in the countries you plan to serve.

How to register your own domain

Set your colours and logo

Type your platform name in the builder and watch the site change as you type.

Open the builder

3. Set your fees

Decide what you charge

A percentage per payment, a flat fee, a monthly plan, or a mix. Price below the rival you named in step 1.

Platform earnings calculator

If you send money abroad, price the exchange rate

Customers compare the fee plus the rate markup. Show both clearly.

Money transfer cost calculator

Offer a yearly plan if you charge monthly

It brings money in up front and keeps customers longer.

Annual pricing calculator

4. Go live

Preview every page before you launch

Check the sign-up, the dashboard and the payment pages as your customers will see them.

Preview a platform

Verify yourself

A quick ID check. The accounts and payments behind your platform are powered by licensed partners, and you complete their checks before going live.

Launch and go live

When everything is ready, launch from the builder and your platform goes live on your own domain.

5. Get your first customers

Sign up your first ten people yourself

Friends, family, your community group. Watch them use it and fix what confuses them.

Plan your first 100 users

Tell your community where they already are

WhatsApp groups, local Facebook groups, your place of worship, your market or trade association.

Market your app on a small budget

Say why you are better than the big name

Lower fees, faster transfers, your language, your people. One clear line beats a long list.

Money app pitch builder
Two men at a table with a laptop

See it happen

Money on its way
  1. Pick who to pay and type the amount
  2. Tap send and it is on its way
  3. It lands in their account

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Start with the builder

Pick a template, name it and preview every page before you launch.

Build my platform

SendPay Business is a technology company, not a bank. Accounts and payments are powered by licensed partners. Your ticks are saved in this browser only.

Before you go

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

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