Team collaborating around a laptop in an office

How to market your own money app on a small budget

By SendPay Business · · 2 min read

Your numbers, worked out
  1. Type in your own numbers
  2. The tool works it out
  3. See the answer clearly

The big banks and money apps spend fortunes on TV, billboards and sponsorships. You can't match that, and you don't need to. A new money app wins by being closer to its people: more personal, more local and easier to talk to. Here is how to market it on a small budget.

Tell one story, again and again

Pick the one thing your app does better for your people than the giant they use today. Say it the same way on your homepage, in every post and in every conversation. People remember one clear promise, not a list of features.

Man at a desk in front of a computer

Go where your people already talk

Every niche has places it already trusts. Start there, not with paid ads.

Tap to explore

Tap each one to see what it means.

WhatsApp and Telegram groups

share a short voice note or video explaining what the app does and why you built it.

Local places

shops, places of worship, community centres, clubs and markets.

Associations and groups

offer to speak for five minutes at their next meeting.

Radio, podcasts and local news

a founder taking on a big bank is a story people like to tell.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Turn your first users into your sales team

The strongest marketing for a money app is a friend saying "I use it and it works". Ask every happy user to tell two people, and make it easy with a short message they can forward.

Thank people who bring others. A personal thank-you from the founder goes a long way.

Woman in glasses working on a laptop

Answer the questions people search for

People search for things like how to send money home cheaply, how to get paid online, or how to split bills. Write short, honest answers on your own site and share them. Every helpful answer is a way in for a new user.

Show your face

People trust people. Put your name, your photo and your story on your site. Record short videos answering real questions. A founder who shows up is harder to ignore than a logo.

Man beside a laptop and a cup of tea

How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

Should I pay for ads at the start?

Start with word of mouth and your community, where trust already exists. Once you know which message makes people sign up, small paid tests make more sense.

How do I get my first users?

The first 100 users guide covers who to ask first and how to turn them into your best promoters.

First 100 users guide →
Can I call it a bank?

In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.

Is there a step-by-step plan I can follow?

Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.

Digital bank app launch checklist →
How do I start?

Pick a template, name it and preview every page before you launch. Your platform can be live on your own domain within 24 hours of confirmation.

Build my platform →

Read next

Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.