SendPay Business Terms

Restricted Countries & Prohibited Use

SendPay Business services are not available in jurisdictions subject to international sanctions, embargoes, or financial restrictions.

We do not support businesses, individuals, or transactions connected directly or indirectly to restricted or sanctioned regions, including but not limited to:

• North Korea
• Iran
• Syria
• Russia
• Belarus
• Crimea, Donetsk, or Luhansk regions
• Cuba
• Afghanistan (restricted activities)
• Any jurisdiction subject to UK, US, EU, or UN sanctions

Access may also be restricted in additional countries or industries based on:

• compliance requirements
• banking partner policies
• risk reviews
• regulatory obligations

Prohibited Businesses & Activities

The following industries or activities may not be supported:

• Unlicensed financial services
• Anonymous money movement
• Sanctioned goods/services
• Illegal gambling operations
• Adult content/services
• Fraudulent activity
• Terrorism financing
• Shell or deceptive businesses
• Counterfeit products
• High-risk or unregulated crypto activity
• Weapons, narcotics, or illegal substances
• Businesses designed to evade banking controls

SendPay Business reserves the right to refuse, suspend, limit, or terminate access to services at any time where activity is considered high risk, non-compliant, deceptive, or prohibited.

Compliance & Verification

All users may be subject to:

• identity verification
• business verification
• source of funds checks
• transaction monitoring
• enhanced due diligence

Additional documentation may be requested at any time.

Failure to provide requested information may result in:

• delayed transactions
• account restrictions
• suspension or closure

Availability of Services

Services, features, limits, and supported countries may vary depending on:

• business activity
• jurisdiction
• verification status
• banking partner availability
• regulatory requirements

Not all services are guaranteed to all users.

Nature of Service

SendPay Business provides technology, infrastructure, payment facilitation, and platform services for businesses.

SendPay Business is not a bank.

Banking, safeguarding, card issuing, payment processing, and regulated financial services may be provided by licensed third-party partners depending on region and product availability.

Risk & Monitoring

For security and compliance purposes, transactions and account activity may be reviewed automatically or manually.

SendPay Business may:

• hold transactions for review
• request additional information
• reject or reverse payments
• apply limits or restrictions
• suspend accounts where necessary

to comply with legal, regulatory, security, or risk-management obligations.

International Use

Non-UK residents may apply where eligible through a valid UK registered business entity, subject to approval and verification requirements.

Eligibility is not guaranteed and may depend on jurisdiction, ownership structure, and business activity.