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Everything you need to know about managing, sending, and spending your money
SendPay Business is a global business account platform that allows companies to receive payments, hold balances, send payouts worldwide, create invoices,issue payment links, and manage business cards from one dashboard.
Yes. Businesses can receive payments and transfers from multiple countries and currencies directly into their SendPay Business account.
135+ currencies supported for sending, receiving, and conversion.
SendPay Business primarily supports UK businesses and internationally operated UK companies.
Yes. You may reside in another country as long as:
You own or operate a UK registered company
Or you have an existing UK business entity
Examples may include:
United Kingdom
UAE / Dubai
Nigeria
India
Pakistan
South Africa
Europe
United States
Canada
Subject to compliance review and business activity.
Yes. Certain countries, industries, and activities may be restricted due to banking partner, compliance, sanctions, or regulatory requirements.
No. Most onboarding and verification can be completed remotely.
Yes. Non-UK residents with a UK company may be eligible.
Yes. UK company formation and business setup services may be available.
Usually:
Passport or ID
Proof of address
UK company documents
Director information
Business activity details
Restricted industries may include:
Unlicensed financial services
Gambling
Adult services
Sanctioned activities
Illegal products/services
High-risk crypto activities without licensing
Yes. Many users operate:
Import/export businesses
Trading companies
Agencies
E-commerce stores
International service businesses
Yes. Businesses with positive transaction history and verification may receive increased sending, receiving, and card limits over time.
Yes. Eligible users can access multiple international receiving accounts and IBANs depending on region and verification level.
Yes. You can send business payouts and transfers globally from your available balance.
Yes. Limits depend on:
Verification level
Business type
Country
Risk profile
Account history
Higher verified accounts receive increased limits.
Yes. Virtual business Visa cards can be issued instantly for online payments and subscriptions.
Yes. Team cards with spending controls and limits are supported.
Selected businesses may become eligible for:
Business funding
Revenue-based financing
Working capital offers
Risk profile
Account history
Eligibility depends on transaction history and account activity.
Credit and funding products may become available to approved businesses after account review and platform usage history.
Yes. Security features include:
2FA authentication
Encrypted infrastructure
Fraud monitoring
Role-based team access
Secure payment processing
Yes.
Test Mode
Sandbox environment
Uses test API keys
Safe testing environment
Try features before going live
Live Mode
Real transactions
Live API keys
Real balances and payouts
Full production environment
Yes. SendPay supports API integrations and developer infrastructure for platforms and fintech applications..
Yes. WhatsApp OTP and authentication alerts can be enabled for supported regions
Yes. SendPay also offers white-label fintech infrastructure for businesses wanting to launch their own branded banking or payment platform.
Examples include:
E-commerce
Agencies
SaaS
Trading businesses
Import/export
Digital services
Global freelancers
International companies
Most businesses can get started within minutes, subject to verification and compliance checks
Some plans have no monthly fees. Advanced infrastructure and platform solutions may include subscription pricing.
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