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Free tool

Payment plan calculator

Split a price into a deposit and equal instalments, with the date of every payment. Any currency. Free, no sign-up, nothing leaves your browser.

Paid every month
  1. Set up the plan once
  2. It renews on the same day each month
  3. Payments arrive without chasing

The starting numbers are only an example. No interest is added; the last payment is adjusted by a penny or two so the total is exact.

Deposit
300.00
Then 3 payments of
300.00
Deposit15 Nov 2026300.00
Payment 115 Dec 2026300.00
Payment 215 Jan 2027300.00
Payment 315 Feb 2027300.00
Total1,200.00
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Why offer a payment plan

A big price is easier to say yes to when it is split. A deposit up front commits the customer and covers your first costs, and the rest arrives on dates you both agreed.

Woman smiling at her phone

Put it in writing

Send the schedule with the dates and amounts before the first payment, and say what happens if a payment is missed. A payment link for each instalment makes paying on time the easy option.

See it happen

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Get each instalment paid by card

A SendPay Business account gives you payment links your customers can pay by card, so every instalment is a tap away.

Before you go

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

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Need a website for your business? Build a free business website with SendPay: free to build, free to keep, unlimited visits, and add a shop cart when you are ready.

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