Prepaid card cost calculator
Add up what a prepaid card really costs in a year: buying it, monthly fees, loading money, spending abroad and cash withdrawals. Free, no sign-up, nothing leaves your browser.
The card's fees
How you'll use it, each month
Use the fees from the card's own price list; the starting figures are only an example. Some cards also charge for inactivity or for taking the balance back out.
How prepaid cards work
A prepaid card spends money that's been loaded onto it in advance. It works like a debit card in shops and online, but it isn't linked to a bank account and can't go overdrawn, so you can only spend what's on it.
What to check
Look at the fees for buying the card, loading money, spending abroad and taking cash out, and check how the balance is protected. Money on e-money prepaid cards is usually safeguarded rather than covered by deposit protection.
Launch your own branded cards
Brands launch prepaid and debit cards through licensed issuing partners and put their own design on them. SendPay Cards platforms, powered by licensed partners, are free to design, with virtual cards at 20p each and physical cards at £4 plus shipping.