Card issuing profit calculator
Planning your own branded cards? See what issuing virtual and physical cards costs, what your card fees and monthly plans bring in, and the profit in the first year. Free, no sign-up, nothing leaves your browser.
- 1Your card appears in your app
- 2Tap it to pay in a shop
- 3See every payment as it happens
The starting figures are only examples, so put in the card costs you are quoted and your own fees and take-up. This leaves out interchange, exchange margins and running costs.
Who does what in a card programme
You own the brand, the app, the customers and the fees you charge. A licensed issuer or BIN sponsor holds the card scheme membership and the regulated side, a card programme manager or platform runs the technology, and the card scheme, such as Visa, is the network the card works on.
How card businesses earn
Card businesses typically earn from card fees, monthly plans, currency exchange margins and a share of interchange, the small fee a merchant's side pays on each card payment. Which of these you can use depends on your partners and the rules where you operate.
See it happen
Your own money app- 1Name it and pick your colours
- 2Choose what it does
- 3Launch when you are ready
Try it
Name your platform and watch it come to life
Type a name, tap a colour and pick what it does. The phone changes as you go.
Colour
What it does
Design and preview your whole platform free, then launch when you are ready.
Launch your own branded cards
The SendPay Card Issuing Platform lets you launch your own branded Visa cards. Designing and previewing is free, and you launch when you are ready. You set what your customers pay for their cards. The accounts and cards behind every platform are powered by licensed partners.