Smiling woman at an outdoor cafe table
Free tool

Split the bill calculator

Split a restaurant bill or group spend fairly: everyone pays for what they had, shared dishes are split evenly, and the service charge or tip is shared in proportion. See exactly what each person owes whoever paid. Free, no sign-up, nothing leaves your browser.

Money on its way
  1. Pick who to pay and type the amount
  2. Tap send and it is on its way
  3. It lands in their account

Put 0 for the service charge if it's already on the bill and included in the prices above. Amounts are rounded to the penny, so the total can differ by a penny or two.

Bill total
£111.38
£99.00 plus £12.38 service
Sam paid, and their share is£27.56
Alex sends Sam£31.50
Jo sends Sam£23.63
Priya sends Sam£28.69
Man at a table using a laptop

Paying each other back

A peer-to-peer (P2P) payment app lets people send money straight to each other from their phone, to split a bill or pay back a friend. Sending money inside one app is often free and instant, because it's just a change of balances. Sending to another bank or to another country can take longer and carry fees, so check before you send.

Woman at a table with a laptop

Staying safe

Payments to other people are usually hard to reverse, so only send money to people you know, and double-check the name and account before you pay. Watch out for scams that pressure you to pay quickly or to a new account.

See it happen

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Put a simple version on your own site

Free to use on a blog or restaurant site. Copy this code; the small "Powered by" link back to this page stays in.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Launch your own money app

SendPay lets you launch your own money app under your brand, with GBP, EUR and USD accounts, transfers, branded Visa cards, payment links, invoices and subscriptions, powered by licensed partners. SendPay isn't a bank and doesn't offer lending.

Before you go

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

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Need a website for your business? Build a free business website with SendPay: free to build, free to keep, unlimited visits, and add a shop cart when you are ready.

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