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Free tool

Failed subscription payment calculator

See what failed renewal payments cost your subscription business each month and each year, and how much more you'd keep by winning more of them back. Free, no sign-up, nothing leaves your browser.

Paid every month
  1. Set up the plan once
  2. It renews on the same day each month
  3. Payments arrive without chasing

The starting figures are only an example: use your own billing reports. This keeps the numbers the same every month and counts one missed monthly payment per lost subscriber, so the real cost is higher if those customers would have stayed for months.

Lost to failed payments each year
ยฃ7,200
ยฃ600 a month
Failed payments a month
50
Won back a month
20
Extra a year at 70%
ยฃ3,600
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Why recurring payments fail

Common reasons include expired or replaced cards, not enough balance on the day, and fraud checks at the card issuer. Customers who leave because of a failed payment, not because they chose to, are often called involuntary churn.

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How to win failed payments back

Retry the payment after a few days, when funds may be available, and send a friendly message with a link to update the card. Card account updater services from the card networks can also pass new card details to your payment provider before the next charge.

See it happen

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

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Design and preview your whole platform free, then launch when you are ready.

Take subscriptions under your own brand

SendPay platforms include subscriptions, invoicing and payment links under your own brand, powered by licensed partners. SendPay tells you in writing which licences apply to your platform before you launch.

Before you go

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

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