Woman seated, using a laptop

How to grow your money app with young people starting work

By SendPay Business · · 2 min read

Your numbers, worked out
  1. Type in your own numbers
  2. The tool works it out
  3. See the answer clearly

Getting a first pay is a big moment. Many young people are choosing where to keep their money for the first time, and they want something simple, on their phone and easy to understand. The app they pick now may be the one they use for years.

Talk to young people starting work

Ask them:

0 of 4 answered

Tick each question once you know your answer.

Your ticks are saved on this device.
Woman smiling while working on her laptop

Make the first pay simple

Show clearly when pay arrives and what is left after bills. Plain words and no hidden fees matter more than clever features.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Help them save and budget

A simple way to set money aside for a goal, and see where money went this month, helps young people feel in control.

Team collaborating around a laptop in an office

Grow through friends

Young people share what they like with friends and on social media. Make it easy to invite a friend and send them money.

Man beside a laptop and a cup of tea

How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

How do I reach young people online?

The social media guide covers growing your money app on the platforms people already use.

Social media →
How do I keep them coming back?

The retention guide covers keeping users active after they sign up.

Keep users coming back →
Can I call it a bank?

In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.

Is there a step-by-step plan I can follow?

Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.

Digital bank app launch checklist →
How do I start?

Pick a template, name it and preview every page before you launch. Your platform can be live on your own domain within 24 hours of confirmation.

Build my platform →

Read next

Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.