Woman in a grey jacket

How to grow your money app with flatmates sharing bills

By SendPay Business ยท ยท 2 min read

Paid every month
  1. Set up the plan once
  2. It renews on the same day each month
  3. Payments arrive without chasing

In a shared house, one person often pays the bills and then chases everyone else for their share. It is awkward, easy to forget and a common cause of arguments. A money app that makes splitting and paying back simple can spread through every house share one invite at a time.

Talk to people in house shares

Ask flatmates:

0 of 4 answered

Tick each question once you know your answer.

Your ticks are saved on this device.
Man at a desk in front of a computer

Make splitting simple

Let one person add a bill and split it in a few taps. Each flatmate sees exactly what they owe and can pay in one step.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Take the awkwardness out of reminders

A friendly reminder from the app is easier than asking a friend for money. Keep the tone light and show who has already paid.

Woman smiling while working on her laptop

Grow house by house

Every shared house is a small group, and each flatmate will move into new houses with new people. Make inviting others part of splitting a bill.

Man smiling while using a laptop

How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

How do I write a friendly reminder?

The payment reminder templates give polite, ready-to-send wording.

Reminder templates โ†’
How do I reach students in house shares?

The students guide covers growing a money app on and around campus.

Students โ†’
Can I call it a bank?

In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.

Is there a step-by-step plan I can follow?

Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.

Digital bank app launch checklist โ†’
How do I start?

Pick a template, name it and preview every page before you launch. Your platform can be live on your own domain within 24 hours of confirmation.

Build my platform โ†’

Read next

Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.