How to grow your money app with flatmates sharing bills
By SendPay Business · · 2 min read
In a shared house, one person often pays the bills and then chases everyone else for their share. It is awkward, easy to forget and a common cause of arguments. A money app that makes splitting and paying back simple can spread through every house share one invite at a time.
Talk to people in house shares
Ask flatmates:
- Who pays the bills, and how do the others pay them back?
- Which bills are the hardest to split fairly?
- How often does someone have to chase a payment?
- What would make it easier to settle up?
Make splitting simple
Let one person add a bill and split it in a few taps. Each flatmate sees exactly what they owe and can pay in one step.
Take the awkwardness out of reminders
A friendly reminder from the app is easier than asking a friend for money. Keep the tone light and show who has already paid.
Grow house by house
Every shared house is a small group, and each flatmate will move into new houses with new people. Make inviting others part of splitting a bill.
Build it
Create your own financial platform.
Pick a template, name it, brand it, preview every page before you pay. Your brand, your users, your fees.
Build my platform →Questions people ask
How do I write a friendly reminder?
The payment reminder templates give polite, ready-to-send wording.
Reminder templates →How do I reach students in house shares?
The students guide covers growing a money app on and around campus.
Students →Can I call it a bank?
In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.
Is there a step-by-step plan I can follow?
Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.
Digital bank app launch checklist →How do I start?
Pick a template, name it and preview every page before you pay. Your platform can be live on your own domain within 24 hours of confirmation.
Build my platform →Read next
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. PayPal, Patreon and Substack are named as reference points only and are not affiliated with SendPay Business.