Card machine cost calculator

Compare two card machine deals on what they really cost over a year: the device, the fee on each payment and any monthly charge, worked out from your own card takings. Free, no sign-up, nothing leaves your browser.

Card machine cost calculator
Deal A
Deal B

The starting deals are only examples: one with a cheap reader and no monthly fee, one with a monthly charge and a lower rate. Use the prices each provider quotes you, and check contract length and any exit fees too.

Cheaper over the first year
Deal B
Saves £222.00 a year
Deal A, first year
£1,652.40
£135.20 a month · 1.72% of takings
Deal B, first year
£1,430.40
£119.20 a month · 1.49% of takings

What card machines cost

Costs can include buying or renting the device, a fee on each payment, and sometimes a monthly charge. Compare the total over a year, not just the headline rate.

Which kind suits you

Mobile card readers that pair with a phone suit businesses that move around or take a modest number of card payments, because readers are cheap to buy and there is often no monthly fee. Busier shops and restaurants often move to a countertop or portable terminal linked to a till system.

Get paid without a card machine

SendPay does not sell card machines. For businesses that don't need one, SendPay platforms include payment links and invoicing under your own brand, powered by licensed partners.