How much does a white-label banking app cost? Real prices, line by line

By SendPay Business · 30 September 2026 · 2 min read

Building a banking app from scratch means a development team, months of work and a partner for the accounts behind it. A white-label platform skips most of that: you pick a ready-made app, put your name on it and launch. Here is what that costs on SendPay Business, with every price taken from the platform page.

The one-off price for each kind of appWhat comes after launchOptional extras

The one-off price for each kind of app

Each platform is a one-off build price, and you can preview every page before you pay anything.

Money transfer platform. Multi-currency wallets, sending and receiving worldwide.
Online store, or bookings and appointments platform: £2,800 each.
Services marketplace: £3,000. You take a fee on every order.
Creator and membership platform: £3,200. You keep a share of every subscription.
Card issuing platform. Your own branded Visa cards.
Crypto exchange. Buy, sell and hold crypto next to cash.
Business account platform. The full suite of accounts, cards, payments and payouts.

What comes after launch

If your app issues cards, each virtual card costs 20p and each physical card £4 before shipping. You set what your customers pay, so the difference is yours.

Your custom domain, business email on it and a virtual business number are included with every platform.

Optional extras

You only pay for extras you choose: for example trademark registration (£800) or a dedicated account manager (£600). Introductions to licence, company formation and registered-address specialists are free, and you pay them directly if you use them.

What you earn back

The fees are yours to set: a fee on each transfer, a margin on currency exchange, a monthly plan, or a share of each sale. The free platform earnings calculator shows what your own numbers add up to.

Build it

Create your own financial platform.

Pick a template, name it, brand it, preview every page before you pay. Your brand, your users, your fees.

Build my platform →

Questions people ask

Is it cheaper to build a banking app myself?

Compare the first-year cost of an in-house build with a white-label launch, using your own team and timeline.

Banking app build cost calculator →

Is there a monthly fee?

The platform price is a one-off build. Card issuing has the per-card costs above.

Can I try it before I pay?

Yes. Name your app, pick a template and preview every page first. You pay only when you decide to go live.

Can I call it a bank?

In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.

How do I work out what I'd earn?

The free platform earnings calculator works it out from your own customers and fees.

Platform earnings calculator →