White-label banking app: what to compare before you build
By SendPay Business · · 2 min read
- 1Name it and pick your colours
- 2Choose what it does
- 3Launch when you are ready
Building a banking app from scratch means a development team, months of work and a partner for the accounts behind it. A white-label platform skips most of that: you pick a ready-made app, put your name on it and launch. Here is what you get on SendPay Business, and how to compare it with building your own.
The kinds of app you can launch
Each platform is a ready-made app, and you can preview every page before you launch.
- Money transfer platform. Multi-currency wallets, sending and receiving worldwide.
- Online store, or bookings and appointments platform.
- Services marketplace. You take a fee on every order.
- Creator and membership platform. You keep a share of every subscription.
- Card issuing platform. Your own branded Visa cards.
- Crypto exchange. Buy, sell and hold crypto next to cash.
- Business account platform. The full suite of accounts, cards, payments and payouts.
What every platform includes
Your custom domain, business email on it and a virtual business number are included with every platform.
Try it
Name your platform and watch it come to life
Type a name, tap a colour and pick what it does. The phone changes as you go.
Colour
What it does
Design and preview your whole platform free, then launch when you are ready.
Specialist introductions
Introductions to licence, company formation and registered-address specialists are free, and you pay them directly if you use them.
What you earn
The fees are yours to set: a fee on each transfer, a margin on currency exchange, a monthly plan, or a share of each sale. The free platform earnings calculator shows what your own numbers add up to.
How it works
Money on its way- 1Pick who to pay and type the amount
- 2Tap send and it is on its way
- 3It lands in their account
Why sign up
Create your free SendPay account
It's all about creating your own financial platform with ease. Start with a free account today.
- 🪪A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
- 💳Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
- 🌐A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
- 🚀Your own financial platformDesign and preview your whole platform free, then launch when you are ready.
SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.
Questions people ask
Is it cheaper to build a banking app myself?
Work out the first-year cost of an in-house build from your own team and timeline, and see how a white-label launch differs.
Banking app build cost calculator →Can I try it before I launch?
Yes. Name your app, pick a template and preview every page first. You go live only when you decide to.
Can I call it a bank?
In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.
How do I work out what I'd earn?
The free platform earnings calculator works it out from your own customers and fees.
Platform earnings calculator →Read next
Spotted a mistake or something out of date? and we'll fix it. How our guides are made
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.