Woman in a pink blazer at her desk
Free tool

Banking app build cost calculator

Building your own banking app in-house or launching a white-label one? Put in your own team, pay and timeline and see what building in-house costs in the first year. Free, no sign-up, nothing leaves your browser.

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

The in-house figures are an example: use your own salaries or agency quotes. They leave out partner fees, marketing and licences.

Money transfer built in-house, first year
£120,000
£90,000 to build + £30,000 to run for 6 months

With a white-label platform the app, website, sign-up and owner's console already exist. Design and preview your whole platform free, then launch when you are ready.

Team collaborating around a laptop in an office

Building it yourself

With banking as a service, a licensed provider gives you the accounts and payments through an API, and your own developers build the app, the website, the sign-up flow and the admin tools on top. It suits companies that already have developers. Expect a build measured in months, and ongoing engineering to maintain it.

Man at a desk in front of a computer

Launching white-label

With a white-label platform, the app, website, sign-up and owner's console already exist. You choose the kind of platform, name it, set your fees and launch. Both routes run on licensed partners; they differ in how much you build yourself.

See it happen

Money on its way
  1. Pick who to pay and type the amount
  2. Tap send and it is on its way
  3. It lands in their account

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Launch your own money app

On SendPay Business you can preview every page before you launch, and a platform goes live within 24 hours of confirmation. The accounts and payments behind it are powered by licensed partners.

Before you go

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

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Need a website for your business? Build a free business website with SendPay: free to build, free to keep, unlimited visits, and add a shop cart when you are ready.

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