Banking app build cost calculator
Building your own banking app in-house or launching a white-label one? Put in your own team, pay and timeline and see what the first year costs each way. Free, no sign-up, nothing leaves your browser.
The in-house figures are an example: use your own salaries or agency quotes. The white-label price is the one-off SendPay build price for the kind of app you pick. Neither side includes partner fees, marketing or licences.
Building it yourself
With banking as a service, a licensed provider gives you the accounts and payments through an API, and your own developers build the app, the website, the sign-up flow and the admin tools on top. It suits companies that already have developers. Expect a build measured in months, and ongoing engineering to maintain it.
Launching white-label
With a white-label platform, the app, website, sign-up and owner's console already exist. You choose the kind of platform, name it, set your fees and launch. Both routes run on licensed partners; they differ in how much you build yourself.
Launch your own money app
On SendPay Business you can preview every page before paying, and a platform goes live within 24 hours of confirmation. The accounts and payments behind it are powered by licensed partners.