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Start your own digital banking app in Willemstad and take on Maduro & Curiel's Bank

By SendPay Business Ā· Ā· 3 min read

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Willemstad is one of the biggest money cities in CuraƧao. In CuraƧao, card payments are part of everyday life. Most of it flows through Maduro & Curiel's Bank and Banco di Caribe. A brand built for Willemstad, its neighbourhoods, communities and small businesses, can win people the national giants treat as just another account number.

How Willemstad pays today

Willemstad is CuraƧao's capital, famous for its colourful waterfront, and people bank with local names such as Maduro & Curiel's Bank.

A brand made for CuraƧao's tourism businesses, shops or families in the Netherlands can make paying and getting paid simpler.

Man in a black suit holding a phone

Who you'd be competing with in Willemstad

The big banks, Maduro & Curiel's Bank and Banco di Caribe, are everywhere in Willemstad. The apps won people over by being simpler. Your edge is being local: your language, your community, your city's name on the card.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

What you can launch under your own brand

An everyday account app with balances and a branded card, a money transfer app, a payment-link product for invoices, a marketplace that pays its sellers, or a membership platform. Each is a template: your name, your colours, your domain, your fees.

Woman working on a laptop with a notebook

How it works, in a few clicks

Pick the template closest to your idea, type your platform name and preview every page before you launch.

0 of 5 done

Tick each step as you do it, so you can see what is left.

Your ticks are saved on this device.

You set the fees, you keep them

Charge 1%, 2.9% or nothing: it's your call. On every guilder your users move, your platform earns the fee you set.

How it works

Money on its way
  1. Pick who to pay and type the amount
  2. Tap send and it is on its way
  3. It lands in their account

Permissions: the honest part

The accounts, cards and payments behind your platform are powered by licensed partners. Depending on what your platform does and who it serves, you may also need your own registration, and serving customers in CuraƧao can bring local rules from the Central Bank of CuraƧao and Sint Maarten. We tell you in writing which permissions apply to your platform before you launch, and introduce specialists who handle them. We are not licensed advisers and don't guarantee outcomes.

Man in a blue suit jacket

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

Can I really compete with Maduro & Curiel's Bank in Willemstad?

Not on size on day one. But you can beat any big bank on focus: a platform built for one city, community or kind of customer, with a better experience and fairer fees.

Can I call it a bank?

In most countries, including CuraƧao, "bank" is a protected word you can only use with a banking licence. Call it an account, an app or a platform.

Is SendPay Business connected to Maduro & Curiel's Bank?

No. We name them only to describe the market. SendPay Business is an independent technology company, not a bank.

Should I put Willemstad in my app's name?

It can help if you only plan to serve Willemstad, because people trust a local name. If you want to grow across CuraƧao later, pick a name that still works outside the city. The free name generator gives you ideas and opens your favourite straight in the builder.

Payment app name generator →
How much could a platform in Willemstad earn?

It depends on how many people in Willemstad use it, how much they move and the fee you set. Put your own numbers into the free calculator.

Platform earnings calculator →
Is there a guide for the whole of CuraƧao?

Yes, the CuraƧao guide covers the national picture.

CuraƧao guide →
Is there a step-by-step plan I can follow?

Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers. Tick each step off as you go.

Digital bank app launch checklist →
How do I start?

Pick a template, name it and preview every page before you launch. Your platform can be live on your own domain within 24 hours of confirmation.

Build my platform →

Read next

Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.