Smiling team in headsets at a support desk

Start your own digital banking app in Sylhet and take on Sonali Bank and bKash

By SendPay Business · · 3 min read

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Sylhet is one of the biggest money cities in Bangladesh. In Bangladesh, mobile money services like bKash reach tens of millions of people. Most of it flows through Sonali Bank, Dutch-Bangla Bank and BRAC Bank, plus apps like bKash and Nagad. A brand built for Sylhet, its neighbourhoods, communities and small businesses, can win people the national giants treat as just another account number.

How Sylhet pays today

Sylhet is where most British Bangladeshis trace their roots, so money sent home from the UK is part of daily life, and people here use bKash and Nagad as much as bank accounts.

A brand built for Sylhet's families, their relatives in the UK or local shops can make sending and receiving simpler.

Woman in a pink blazer at her desk

Who you'd be competing with in Sylhet

The big banks, Sonali Bank, Dutch-Bangla Bank and BRAC Bank, are everywhere in Sylhet. The apps, like bKash and Nagad, won people over by being simpler. Your edge is being local: your language, your community, your city's name on the card.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

What you can launch under your own brand

An everyday account app with balances and a branded card, a money transfer app, a payment-link product for invoices, a marketplace that pays its sellers, or a membership platform. Each is a template: your name, your colours, your domain, your fees.

Man in a suit at a desk with a laptop and coffee

How it works, in a few clicks

Pick the template closest to your idea, type your platform name and preview every page before you launch.

0 of 5 done

Tick each step as you do it, so you can see what is left.

Your ticks are saved on this device.

You set the fees, you keep them

Charge 1%, 2.9% or nothing: it's your call. On every taka your users move, your platform earns the fee you set.

How it works

Money on its way
  1. Pick who to pay and type the amount
  2. Tap send and it is on its way
  3. It lands in their account

Permissions: the honest part

The accounts, cards and payments behind your platform are powered by licensed partners. Depending on what your platform does and who it serves, you may also need your own registration, and serving customers in Bangladesh can bring local rules from the Bangladesh Bank. We tell you in writing which permissions apply to your platform before you launch, and introduce specialists who handle them. We are not licensed advisers and don't guarantee outcomes.

Support team wearing headsets

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

Can I really compete with Sonali Bank in Sylhet?

Not on size on day one. But you can beat any big bank on focus: a platform built for one city, community or kind of customer, with a better experience and fairer fees.

Can I call it a bank?

In most countries, including Bangladesh, "bank" is a protected word you can only use with a banking licence. Call it an account, an app or a platform.

Is SendPay Business connected to Sonali Bank or bKash?

No. We name them only to describe the market. SendPay Business is an independent technology company, not a bank.

Should I put Sylhet in my app's name?

It can help if you only plan to serve Sylhet, because people trust a local name. If you want to grow across Bangladesh later, pick a name that still works outside the city. The free name generator gives you ideas and opens your favourite straight in the builder.

Payment app name generator →
How much could a platform in Sylhet earn?

It depends on how many people in Sylhet use it, how much they move and the fee you set. Put your own numbers into the free calculator.

Platform earnings calculator →
Is there a guide for the whole of Bangladesh?

Yes, the Bangladesh guide covers the national picture.

Bangladesh guide →
Is there a step-by-step plan I can follow?

Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers. Tick each step off as you go.

Digital bank app launch checklist →
How do I start?

Pick a template, name it and preview every page before you launch. Your platform can be live on your own domain within 24 hours of confirmation.

Build my platform →

Read next

Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.