How to start a payments platform for agencies: retainers, invoices and paying freelancers
By SendPay Business · · 2 min read
Small agencies bill clients monthly, often in more than one currency, and pay a rotating team of freelancers. Late payments and exchange fees hurt their cash flow. A payments platform built for agencies can make retainers automatic and paying people simple.
What agencies want
- Monthly retainers that bill without chasing.
- Invoices to clients in GBP, EUR or USD.
- Simple transfers to freelancers.
- Cards for software and ad spend.
Reaching them
Agency owners meet through industry events, online communities and the software they already use. Start with one type of agency and ask early customers to share with their peers.
Things to watch
Agencies care about getting paid on time, so make overdue invoices easy to spot. Be clear about fees on foreign payments.
Where SendPay fits
SendPay lets you launch your own payments platform under your brand, with GBP, EUR and USD accounts, transfers, branded Visa cards, payment links, invoices and subscriptions, powered by licensed partners. SendPay isn't a bank and doesn't offer lending.
Build it
Create your own financial platform.
Pick a template, name it, brand it, preview every page before you pay. Your brand, your users, your fees.
Build my platform →Questions people ask
How do I start a money app for freelancers?
Launch accounts, invoices and cards built for freelancers.
Freelancer money app →Should I send a payment link or an invoice?
Links suit one-off payments; invoices suit formal bills.
Links vs invoices →How do I start an expense card platform?
Give teams cards with limits and clear spending records.
Expense card platforms →Read next
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. PayPal, Patreon and Substack are named as reference points only and are not affiliated with SendPay Business.