Woman in glasses working on a laptop

How to start a payments platform for agencies: retainers, invoices and paying freelancers

By SendPay Business · · 2 min read

An invoice, sent and paid
  1. Add what you sold and the prices
  2. Send it in one tap
  3. It shows paid when the money is in

Small agencies bill clients monthly, often in more than one currency, and pay a rotating team of freelancers. Late payments and exchange fees hurt their cash flow. A payments platform built for agencies can make retainers automatic and paying people simple.

What agencies want

  • Monthly retainers that bill without chasing.
  • Invoices to clients in GBP, EUR or USD.
  • Simple transfers to freelancers.
  • Cards for software and ad spend.
Woman in a grey jumper using a laptop

Reaching them

Agency owners meet through industry events, online communities and the software they already use. Start with one type of agency and ask early customers to share with their peers.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Things to watch

Agencies care about getting paid on time, so make overdue invoices easy to spot. Be clear about fees on foreign payments.

Team collaborating around a laptop in an office

Where SendPay fits

SendPay lets you launch your own payments platform under your brand, with GBP, EUR and USD accounts, transfers, branded Visa cards, payment links, invoices and subscriptions, powered by licensed partners. SendPay isn't a bank and doesn't offer lending.

Man in a suit on the phone at a desk

How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

How do I start a money app for freelancers?

Launch accounts, invoices and cards built for freelancers.

Freelancer money app →
Should I send a payment link or an invoice?

Links suit one-off payments; invoices suit formal bills.

Links vs invoices →
How do I start an expense card platform?

Give teams cards with limits and clear spending records.

Expense card platforms →

Read next

Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.