How to start an expense card platform: company cards under your brand
By SendPay Business · · 2 min read
Small businesses still lose hours to staff paying out of their own pockets, keeping paper receipts and waiting for expense claims. Company cards for each team member fix much of that. If you already serve small businesses, such as an accountancy practice or a software company, an expense card platform under your own brand can be a strong add-on.
Why businesses want it
- Staff stop paying with their own money and claiming it back.
- Owners can see spending as it happens.
- Receipts and records are easier to match for the accounts.
Features to plan
- A card for each team member, physical or virtual.
- Rules for who can spend what, and where.
- Receipt capture and notes on each payment.
- Exports to accounting software.
Finding customers
Accountants and bookkeepers are a strong channel because they see their clients' expense headaches every month. Start with a small group of businesses, learn what they need and grow from there.
Where SendPay fits
SendPay lets you launch your own platform under your brand, with GBP, EUR and USD accounts, transfers, branded Visa cards, payment links, invoices and subscriptions, powered by licensed partners. SendPay isn't a bank and doesn't offer lending.
Build it
Create your own financial platform.
Pick a template, name it, brand it, preview every page before you pay. Your brand, your users, your fees.
Build my platform →Questions people ask
What could my own business account platform earn?
Work out monthly profit from plans, transfer fees and currency exchange.
Business account platform calculator →What would my own card programme earn?
Work out card costs, card income and first-year profit from your own numbers.
Card issuing profit calculator →What is expense management?
How a business tracks, approves and records staff spending.
Expense management →How do I start a card issuing business?
Launch your own branded cards through an issuing partner.
Card issuing →Read next
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. PayPal, Patreon and Substack are named as reference points only and are not affiliated with SendPay Business.