How to start an expense card platform: company cards under your brand
By SendPay Business · · 2 min read
- 1Your card appears in your app
- 2Tap it to pay in a shop
- 3See every payment as it happens
Small businesses still lose hours to staff paying out of their own pockets, keeping paper receipts and waiting for expense claims. Company cards for each team member fix much of that. If you already serve small businesses, such as an accountancy practice or a software company, an expense card platform under your own brand can be a strong add-on.
Why businesses want it
- Staff stop paying with their own money and claiming it back.
- Owners can see spending as it happens.
- Receipts and records are easier to match for the accounts.
Features to plan
- A card for each team member, physical or virtual.
- Rules for who can spend what, and where.
- Receipt capture and notes on each payment.
- Exports to accounting software.
Try it
Name your platform and watch it come to life
Type a name, tap a colour and pick what it does. The phone changes as you go.
Colour
What it does
Design and preview your whole platform free, then launch when you are ready.
Finding customers
Accountants and bookkeepers are a strong channel because they see their clients' expense headaches every month. Start with a small group of businesses, learn what they need and grow from there.
Where SendPay fits
SendPay lets you launch your own platform under your brand, with GBP, EUR and USD accounts, transfers, branded Visa cards, payment links, invoices and subscriptions, powered by licensed partners. SendPay isn't a bank and doesn't offer lending.
How it works
Your own money app- 1Name it and pick your colours
- 2Choose what it does
- 3Launch when you are ready
Why sign up
Create your free SendPay account
It's all about creating your own financial platform with ease. Start with a free account today.
- 🪪A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
- 💳Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
- 🌐A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
- 🚀Your own financial platformDesign and preview your whole platform free, then launch when you are ready.
SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.
Questions people ask
What could my own business account platform earn?
Work out monthly profit from plans, transfer fees and currency exchange.
Business account platform calculator →What would my own card programme earn?
Work out card costs, card income and first-year profit from your own numbers.
Card issuing profit calculator →What is expense management?
How a business tracks, approves and records staff spending.
Expense management →How do I start a card issuing business?
Launch your own branded cards through an issuing partner.
Card issuing →Read next
Spotted a mistake or something out of date? and we'll fix it. How our guides are made
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.