How to start a money app for freelancers: accounts, invoices and cards under your brand
By SendPay Business · · 2 min read
Freelancers juggle invoices, late payments, clients in different countries and tax set-asides, often using banks built for salaried staff. If you already know a freelance community, such as designers, developers or tradespeople, a money app built around their needs can win them over.
What freelancers want
- Quick invoices and payment links they can send from their phone.
- Accounts in the currencies their clients pay in.
- A card for business spending, kept apart from personal money.
- A simple view of what's been paid, what's late and what to put aside for tax.
Finding your first users
Start with a community you already belong to: a Slack group, a trade association, a coworking space or an audience you've built online. Ask a handful of members what annoys them most about getting paid, and launch with that fixed.
Building it
- Pick a niche and a name.
- Choose whether to build from scratch or start from a white-label platform.
- Set your pricing, such as a monthly plan or a small fee on payments.
- Launch to a small group, listen and improve.
Where SendPay fits
SendPay lets you launch your own money app under your brand, with GBP, EUR and USD accounts, transfers, branded Visa cards, payment links, invoices and subscriptions, powered by licensed partners. SendPay isn't a bank and doesn't offer lending.
Build it
Create your own financial platform.
Pick a template, name it, brand it, preview every page before you pay. Your brand, your users, your fees.
Build my platform →Questions people ask
What is a white-label fintech platform?
Ready-made finance software you run under your own brand.
White-label fintech →How do I choose a white-label banking provider?
Compare features, partners, pricing and how fast you can launch.
Choosing a provider →How do I start a business account platform?
Launch accounts and payments for businesses under your own brand.
Business account platforms →Read next
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. PayPal, Patreon and Substack are named as reference points only and are not affiliated with SendPay Business.