Team collaborating around a laptop in an office

How to start a money app for freelancers: accounts, invoices and cards under your brand

By SendPay Business · · 2 min read

An invoice, sent and paid
  1. Add what you sold and the prices
  2. Send it in one tap
  3. It shows paid when the money is in

Freelancers juggle invoices, late payments, clients in different countries and tax set-asides, often using banks built for salaried staff. If you already know a freelance community, such as designers, developers or tradespeople, a money app built around their needs can win them over.

What freelancers want

  • Quick invoices and payment links they can send from their phone.
  • Accounts in the currencies their clients pay in.
  • A card for business spending, kept apart from personal money.
  • A simple view of what's been paid, what's late and what to put aside for tax.
Woman smiling while working on her laptop

Finding your first users

Start with a community you already belong to: a Slack group, a trade association, a coworking space or an audience you've built online. Ask a handful of members what annoys them most about getting paid, and launch with that fixed.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Building it

0 of 4 done

Tick each step as you do it, so you can see what is left.

Your ticks are saved on this device.
Woman in a grey jumper using a laptop

Where SendPay fits

SendPay lets you launch your own money app under your brand, with GBP, EUR and USD accounts, transfers, branded Visa cards, payment links, invoices and subscriptions, powered by licensed partners. SendPay isn't a bank and doesn't offer lending.

Man in a light blue suit with glasses

How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

What is a white-label fintech platform?

Ready-made finance software you run under your own brand.

White-label fintech →
How do I choose a white-label banking provider?

Compare features, partners, pricing and how fast you can launch.

Choosing a provider →
How do I start a business account platform?

Launch accounts and payments for businesses under your own brand.

Business account platforms →

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Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.