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How to start a business account platform: your own brand of business banking

By SendPay Business · · 2 min read

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

A business account platform gives companies and sole traders an account to get paid, pay suppliers, spend on cards and manage money in one place. With a white-label platform, you can launch one under your own brand for a particular group, such as freelancers, a trade or a community you already know.

What business customers expect

  • An account in their name with local account details.
  • Cards for spending, often one per team member.
  • Ways to get paid, such as payment links and invoices.
  • Transfers and payouts to suppliers and staff.
  • Clear fees and quick support.
Man in a suit smiling in a meeting room

Pick a niche

Big banks serve everyone the same way. A platform built for one group, such as builders, beauty salons or a diaspora business community, can win by speaking their language, pricing for how they work and being where they already are.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Launching on SendPay

The SendPay Business Account Platform is free to design and preview, with the full suite: GBP, EUR and USD accounts, branded Visa cards, payment links, invoicing and payouts. You launch when you are ready, and you set your own fees on transfers, currency exchange and plans.

Two women in suits

Before you go live

Accounts and cards for the public usually need a licence or a licensed partner, and SendPay tells you in writing what applies before you launch. Everything behind a SendPay platform is powered by licensed partners, and you should call it an account or a platform, not a bank.

Woman smiling while working on her laptop

How it works

Money on its way
  1. Pick who to pay and type the amount
  2. Tap send and it is on its way
  3. It lands in their account

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

What could my own business account platform earn?

Work out monthly profit from plans, transfer fees and currency exchange.

Business account platform calculator →
What is a business bank account?

What customers expect from one.

Business accounts →
How do neobanks make money?

The main ways digital money apps earn.

Neobank revenue →

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Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.