How to start a business account platform: your own brand of business banking
By SendPay Business · · 2 min read
A business account platform gives companies and sole traders an account to get paid, pay suppliers, spend on cards and manage money in one place. With a white-label platform, you can launch one under your own brand for a particular group, such as freelancers, a trade or a community you already know.
What business customers expect
- An account in their name with local account details.
- Cards for spending, often one per team member.
- Ways to get paid, such as payment links and invoices.
- Transfers and payouts to suppliers and staff.
- Clear fees and quick support.
Pick a niche
Big banks serve everyone the same way. A platform built for one group, such as builders, beauty salons or a diaspora business community, can win by speaking their language, pricing for how they work and being where they already are.
What it costs on SendPay
The SendPay Business Account Platform is free to design, with a one-off build fee only when you publish, for the full suite: GBP, EUR and USD accounts, branded Visa cards, payment links, invoicing and payouts. Per-card costs apply after launch, and you set your own fees on transfers, currency exchange and plans.
Before you go live
Accounts and cards for the public usually need a licence or a licensed partner, and SendPay tells you in writing what applies before you pay. Everything behind a SendPay platform is powered by licensed partners, and you should call it an account or a platform, not a bank.
Build it
Create your own financial platform.
Pick a template, name it, brand it, preview every page before you pay. Your brand, your users, your fees.
Build my platform →Questions people ask
What could my own business account platform earn?
Work out monthly profit from plans, transfer fees and currency exchange.
Business account platform calculator →Read next
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. PayPal, Patreon and Substack are named as reference points only and are not affiliated with SendPay Business.