How to grow your payments app with crop buyers and produce aggregators
By SendPay Business · · 2 min read
- 1Your card appears in your app
- 2Tap it to pay in a shop
- 3See every payment as it happens
Crop buyers and produce aggregators travel from farm to farm or set up at collection points, buying maize, beans, coffee, cocoa, cashews and other crops from many small farmers. They then sell in bulk to processors, exporters and traders. At harvest they may pay hundreds of farmers in a few weeks, usually in cash, which is risky to carry and hard to track. A payments app that lets buyers pay each farmer instantly on the spot, keeps a record of every purchase and collects payment from bulk buyers can win these aggregators, and every farmer they pay sees your app.
Talk to crop buyers
Ask local crop buyers and produce aggregators:
0 of 4 answered
Tick each question once you know your answer.
Pay farmers on the spot
Paying each farmer by phone as soon as the crop is weighed means no bags of cash on the road and no waiting for change.
Try it
Name your platform and watch it come to life
Type a name, tap a colour and pick what it does. The phone changes as you go.
Colour
What it does
Design and preview your whole platform free, then launch when you are ready.
Keep a record of every purchase
A clear record of who was paid what for which load helps buyers settle disputes, track stock and see how each buying trip went.
Grow through farmers
One buyer pays hundreds of farmers every season. When those farmers receive money through your app, many will start using it to pay for seed, school fees and everyday spending.
How it works
Your own money app- 1Name it and pick your colours
- 2Choose what it does
- 3Launch when you are ready
Why sign up
Create your free SendPay account
It's all about creating your own financial platform with ease. Start with a free account today.
- 🪪A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
- 💳Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
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- 🚀Your own financial platformDesign and preview your whole platform free, then launch when you are ready.
SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.
Questions people ask
What about farmers?
The farmers guide covers being paid in seasons, often far from a bank branch, and buying supplies in bulk.
Farmers →What about wholesalers and distributors?
The wholesalers and distributors guide covers selling to hundreds of small shops, often collecting cash on delivery.
Wholesalers and distributors →Can I call it a bank?
In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.
Is there a step-by-step plan I can follow?
Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.
Digital bank app launch checklist →How do I start?
Pick a template, name it and preview every page before you launch. Your platform can be live on your own domain within 24 hours of confirmation.
Build my platform →Read next
Spotted a mistake or something out of date? and we'll fix it. How our guides are made
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.