How to grow your payments app with wholesalers and distributors
By SendPay Business · · 2 min read
Wholesalers and distributors supply the small shops, kiosks and market stalls that most people buy from every day. Drivers often collect cash on delivery, which is risky to carry and hard to track. A payments app that lets shops pay their supplier by phone can win the distributor, and through them, every shop on the delivery route.
Talk to distributors and the shops they supply
Ask local wholesalers and their shop customers:
- How do shops pay for deliveries today?
- How much cash do drivers carry on a round?
- How do you keep track of what each shop owes?
- Would shops pay by phone if it gave them a clear record?
Replace cash on delivery
Let the shop pay the driver's invoice from their phone at the door, so the money goes straight to the distributor and the driver carries less cash.
Keep clear records for both sides
Every payment comes with a record, so the distributor knows who has paid and the shop can show what it spent on stock.
Grow along the delivery route
One distributor may supply hundreds of shops. Win the distributor and each shop on the route can start using your app, first to pay for stock and then to take payments from its own customers.
Build it
Create your own financial platform.
Pick a template, name it, brand it, preview every page before you pay. Your brand, your users, your fees.
Build my platform →Questions people ask
How do I find my first business customers?
The first business customers guide covers finding and winning them.
First business customers →What about market traders?
The market traders guide covers taking payments at stalls.
Market traders →Can I call it a bank?
In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.
Is there a step-by-step plan I can follow?
Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.
Digital bank app launch checklist →How do I start?
Pick a template, name it and preview every page before you pay. Your platform can be live on your own domain within 24 hours of confirmation.
Build my platform →Read next
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. PayPal, Patreon and Substack are named as reference points only and are not affiliated with SendPay Business.