Man at a desk in front of a computer

How to grow your payments app with wholesalers and distributors

By SendPay Business · · 2 min read

Money on its way
  1. Pick who to pay and type the amount
  2. Tap send and it is on its way
  3. It lands in their account

Wholesalers and distributors supply the small shops, kiosks and market stalls that most people buy from every day. Drivers often collect cash on delivery, which is risky to carry and hard to track. A payments app that lets shops pay their supplier by phone can win the distributor, and through them, every shop on the delivery route.

Talk to distributors and the shops they supply

Ask local wholesalers and their shop customers:

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Tick each question once you know your answer.

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Replace cash on delivery

Let the shop pay the driver's invoice from their phone at the door, so the money goes straight to the distributor and the driver carries less cash.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Keep clear records for both sides

Every payment comes with a record, so the distributor knows who has paid and the shop can show what it spent on stock.

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Grow along the delivery route

One distributor may supply hundreds of shops. Win the distributor and each shop on the route can start using your app, first to pay for stock and then to take payments from its own customers.

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How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

How do I find my first business customers?

The first business customers guide covers finding and winning them.

First business customers →
What about market traders?

The market traders guide covers taking payments at stalls.

Market traders →
Can I call it a bank?

In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.

Is there a step-by-step plan I can follow?

Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.

Digital bank app launch checklist →
How do I start?

Pick a template, name it and preview every page before you launch. Your platform can be live on your own domain within 24 hours of confirmation.

Build my platform →

Read next

Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.