Woman in a grey jumper using a laptop

How to grow your money app from 100 to 1,000 users

By SendPay Business · · 2 min read

Your numbers, worked out
  1. Type in your own numbers
  2. The tool works it out
  3. See the answer clearly

Your first 100 users usually come from friends, family and your own hard work. Getting to 1,000 means finding one or two ways of reaching people that keep working without you doing everything by hand.

Learn from your first 100

Ask your most active customers how they heard about you and why they stayed. Their answers show you where the next 900 are.

Developers at work

Pick one or two channels

Common channels that work for money apps:

  • Recommendations from happy customers.
  • Community groups and leaders your people trust.
  • Partner businesses that share your customers.
  • Helpful articles and videos people find in search.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Make sharing easy

Give customers a simple link or message they can forward. Most people are happy to recommend something they like if it takes one tap.

Woman in a blue shirt using a laptop

Keep the experience good

Growth fails if new people have a bad first week. Keep replying quickly and fixing problems as numbers rise.

Watch a few numbers weekly

Track new sign-ups, first payments and people who come back. If one channel brings people who stay, put more time there.

Man at a desk in front of a computer

How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

How did I get the first 100?

The first 100 users guide covers where to start.

First 100 users →
How do I get people to recommend it?

The word-of-mouth guide covers making your app easy to share.

Word of mouth for your money app →
Can I call it a bank?

In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.

Is there a step-by-step plan I can follow?

Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.

Digital bank app launch checklist →
How do I start?

Pick a template, name it and preview every page before you launch. Your platform can be live on your own domain within 24 hours of confirmation.

Build my platform →

Read next

Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.