Foreign transaction fee calculator
See what your card really charges when you pay in another currency, abroad or online: the fee in your own money, the total cost, and how much of every payment goes on fees. Free, no sign-up, nothing leaves your browser.
- 1Your card appears in your app
- 2Tap it to pay in a shop
- 3See every payment as it happens
Use the fees your card provider shows for your card; the starting figures are only an example. The exchange rate your card uses can differ from the one you see online.
Where the cost comes from
A foreign transaction fee is an extra charge some card providers add when you pay in a currency other than your card's own. On top of the exchange rate used to turn the foreign amount into your own currency, the provider adds a percentage, and sometimes a fixed fee per payment or per cash withdrawal as well. On many UK high street cards it is around 3% of each payment.
How to pay less
Check your card's fees before you travel; some cards charge no foreign transaction fee. The fee applies online too, when a website charges in another currency. When a shop or cash machine abroad offers to charge you in your own currency, choose the local currency instead: that offer, called dynamic currency conversion, usually comes with a worse rate.
See it happen
Your own money app- 1Name it and pick your colours
- 2Choose what it does
- 3Launch when you are ready
Put this calculator on your own site
Free to use on a blog or business site. Copy this code; the small "Powered by" link back to this page stays in.
Try it
Name your platform and watch it come to life
Type a name, tap a colour and pick what it does. The phone changes as you go.
Colour
What it does
Design and preview your whole platform free, then launch when you are ready.
Launch your own multi-currency money app
SendPay platforms give your customers GBP, EUR and USD accounts, currency exchange at a fee the owner sets, and branded Visa cards, powered by licensed partners.