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Talk to your future customers before you launch your money app

By SendPay Business · · 2 min read

Paid every month
  1. Set up the plan once
  2. It renews on the same day each month
  3. Payments arrive without chasing

The founders of the famous money apps knew their customers' problems inside out. The quickest way to get there is simple: talk to the people you want to serve before you launch, and listen more than you speak.

Find ten people

Start with people you already know who match your niche: friends, family, colleagues, members of your community or trade. Ask each one to introduce you to one more.

Woman in a grey jumper using a laptop

Ask about what they do today

Good questions are about real past behaviour, not opinions about your idea:

0 of 4 answered

Tick each question once you know your answer.

Your ticks are saved on this device.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Don't pitch too early

If you describe your app first, polite people will say they love it. Save your idea for the end, then ask whether they would use it and what would stop them.

Four coworkers smiling around a laptop

Write down their exact words

The phrases people use to describe their problem are the words that should go on your homepage. Keep notes after every conversation.

Ask them to be your first users

End each conversation by asking whether they would try your app when it launches. The people who say yes are your first users and your first word-of-mouth.

Woman smiling while working on her laptop

How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

How do I turn what I hear into a pitch?

The free pitch builder turns who it's for, what it does and why it's better into a one-sentence pitch.

Money app pitch builder →
What should I check before launching?

The questions guide covers what to answer before launch day.

Questions to answer before launching →
Can I call it a bank?

In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.

Is there a step-by-step plan I can follow?

Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.

Digital bank app launch checklist →
How do I start?

Pick a template, name it and preview every page before you launch. Your platform can be live on your own domain within 24 hours of confirmation.

Build my platform →

Read next

Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.