Man at a desk in front of a computer

10 questions to answer before you launch your own money app

By SendPay Business ยท ยท 2 min read

A quick ID check
  1. Add your photo ID
  2. Add proof of address
  3. Checked and verified

You don't need every answer before you start, but these ten questions will show you where your plan is strong and where it needs work. If you can answer them in a sentence each, you are ready to build.

About your people

Know who you are serving.

0 of 3 answered

Tick each question once you know your answer.

Your ticks are saved on this device.
Smiling man in a suit in a modern office

About your promise

Know why they should switch.

0 of 3 answered

Tick each question once you know your answer.

Your ticks are saved on this device.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

About your money

Know how the platform pays for itself.

0 of 2 answered

Tick each question once you know your answer.

Your ticks are saved on this device.
Woman smiling while working on her laptop

About your launch

Know how you'll start.

0 of 2 answered

Tick each question once you know your answer.

Your ticks are saved on this device.
Man in a light blue suit with glasses

How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

What if I can't answer some of them yet?

That's normal. Talk to ten people in your niche. Most answers come from those conversations, not from planning alone.

How do I work out my numbers?

The free earnings calculator shows what a platform could earn from your fees and number of customers.

Platform earnings calculator โ†’
Can I call it a bank?

In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.

Is there a step-by-step plan I can follow?

Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.

Digital bank app launch checklist โ†’
How do I start?

Pick a template, name it and preview every page before you launch. Your platform can be live on your own domain within 24 hours of confirmation.

Build my platform โ†’

Read next

Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.