Payment links for UK businesses: get paid by link, invoice or subscription
By SendPay Business · · Updated · 2 min read
- 1Make a link for the amount
- 2Send it in a chat or an email
- 3They tap, pay, and you see it
A payment link is the simplest way to get paid: send a link, the customer pays, the money lands. Most UK businesses use one from a big provider and pay a percentage on every payment. If you serve other businesses, you can run the platform instead.
How a payment link works
You create a link for an amount, or a reusable one for anything. The customer opens it, pays by card or bank, and gets a receipt. The balance lands in the account behind the link. Invoices work the same way with a due date and a reference; subscriptions repeat it every month.
What the big providers charge
PayPal Business charges 2.9% plus 30p on every payment your users make, more from abroad, and keeps it. Figures are their published UK rates, read on 13 September 2026; they change, so check theirs.
Try it
Name your platform and watch it come to life
Type a name, tap a colour and pick what it does. The phone changes as you go.
Colour
What it does
Design and preview your whole platform free, then launch when you are ready.
Running your own payment-link platform
With the Get paid by link template your users create links, invoices and subscriptions under your brand, and the fee on each payment is yours to set. On £10,000 of payments at 2.9% your platform keeps £290; at 1%, £100.
Who it suits
Design and preview it free, then launch it on your own domain when you are ready.
- Agencies and accountants who want their clients invoicing on their brand.
- Trade bodies and networks with members who need to get paid.
- Founders who already have the customers and want to keep the fee.
How it works
Your own money app- 1Name it and pick your colours
- 2Choose what it does
- 3Launch when you are ready
Why sign up
Create your free SendPay account
It's all about creating your own financial platform with ease. Start with a free account today.
- 🪪A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
- 💳Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
- 🌐A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
- 🚀Your own financial platformDesign and preview your whole platform free, then launch when you are ready.
SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.
Questions people ask
Can my users take card payments?
Yes, card and bank payments, with receipts to both sides.
Can I charge a monthly fee instead of a percentage?
You set the fee model in your console.
Do payment links need a licence?
Taking payments for your own goods does not. Holding your users' money or paying it out for them usually does, and we tell you which applies before you launch.
Can links carry my logo and colours?
Yes. Every link, invoice and receipt carries your platform's brand, not ours.
How can SendPay Business help me get paid by link?
The Get paid by link template gives your users links, invoices and subscriptions under your brand, with the fee yours to set. Build it, preview it, and it goes live within 24 hours of confirmation.
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Spotted a mistake or something out of date? and we'll fix it. How our guides are made
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.