How to launch a money app for your diaspora community
By SendPay Business · · 2 min read
- 1Pick who to pay and type the amount
- 2Tap send and it is on its way
- 3It lands in their account
If you live abroad, you already know how your community sends money home, what it costs and what goes wrong. That knowledge is the hardest part of a money app to copy, and it's yours. Here is how to turn it into your own platform.
Start with the corridor you know
Pick one route, like the UK to Ghana or the UK to Pakistan, where you understand both ends: how people receive money, which mobile wallets and banks they use, and which days matter, like school fees or festivals.
Beat the big names on what they get wrong
Ask people in your community what annoys them about sending money home today.
- Fees and exchange rates that are hard to compare.
- Support that doesn't speak their language.
- Money that arrives late when it matters most.
- No way to pay a school or a bill directly back home.
Try it
Name your platform and watch it come to life
Type a name, tap a colour and pick what it does. The phone changes as you go.
Colour
What it does
Design and preview your whole platform free, then launch when you are ready.
Reach people where they already gather
Your community already has places it trusts: WhatsApp groups, associations, places of worship, shops, sports clubs and radio. Tell your story there, in your language, and offer to help people send their first transfer.
Show the real cost
People compare the total: the fee plus the exchange rate. Show both before they send, and show how it compares with what they pay today.
How it works
Your own money app- 1Name it and pick your colours
- 2Choose what it does
- 3Launch when you are ready
Why sign up
Create your free SendPay account
It's all about creating your own financial platform with ease. Start with a free account today.
- 🪪A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
- 💳Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
- 🌐A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
- 🚀Your own financial platformDesign and preview your whole platform free, then launch when you are ready.
SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.
Questions people ask
How do I compare transfer costs?
Put any provider's fee and rate into the free calculator to see what actually arrives.
Money transfer cost calculator →Is there a guide for my home country?
The country guides name the biggest banks and money apps in each market, and how a new brand can take them on.
Country guides →Can I call it a bank?
In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.
Is there a step-by-step plan I can follow?
Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.
Digital bank app launch checklist →How do I start?
Pick a template, name it and preview every page before you launch. Your platform can be live on your own domain within 24 hours of confirmation.
Build my platform →Read next
Spotted a mistake or something out of date? and we'll fix it. How our guides are made
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.