How to launch your own money app alongside your day job
By SendPay Business · · 2 min read
Many founders start in the evenings and at weekends. With a ready-made platform you can skip the building and spend your limited time on the part that matters most: finding and looking after customers.
Start with one small group
Pick a niche you already know, such as your community, your trade or your city. You will need less time to reach people who already know and trust you.
Protect a few fixed hours
Choose regular times each week for your app and keep them. A few focused hours every week beat occasional long bursts.
Spend your time on customers
With the platform handled, focus on:
- Talking to the people you want as customers.
- Sharing your app in the places they already are.
- Answering questions and helping people make their first payment.
Be clear about when you reply
Tell customers when you answer messages, for example every evening. People accept a clear promise kept better than a vague one broken.
Check your job's rules
Read your employment contract for rules on outside work before you launch, especially if you work in finance.
Build it
Create your own financial platform.
Pick a template, name it, brand it, preview every page before you pay. Your brand, your users, your fees.
Build my platform →Questions people ask
What should I do first?
The launch checklist breaks the whole journey into small steps you can tick off.
Digital bank launch checklist →How do I pick my niche?
The niche guide helps you choose a group the big banks overlook.
Choose a niche for your app →Can I call it a bank?
In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.
Is there a step-by-step plan I can follow?
Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.
Digital bank app launch checklist →How do I start?
Pick a template, name it and preview every page before you pay. Your platform can be live on your own domain within 24 hours of confirmation.
Build my platform →Read next
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. PayPal, Patreon and Substack are named as reference points only and are not affiliated with SendPay Business.