Woman in a blue shirt using a laptop

How to launch your own money app alongside your day job

By SendPay Business · · 2 min read

Your numbers, worked out
  1. Type in your own numbers
  2. The tool works it out
  3. See the answer clearly

Many founders start in the evenings and at weekends. With a ready-made platform you can skip the building and spend your limited time on the part that matters most: finding and looking after customers.

Start with one small group

Pick a niche you already know, such as your community, your trade or your city. You will need less time to reach people who already know and trust you.

Woman smiling while working on her laptop

Protect a few fixed hours

Choose regular times each week for your app and keep them. A few focused hours every week beat occasional long bursts.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Spend your time on customers

With the platform handled, focus on:

  • Talking to the people you want as customers.
  • Sharing your app in the places they already are.
  • Answering questions and helping people make their first payment.
Developers at work

Be clear about when you reply

Tell customers when you answer messages, for example every evening. People accept a clear promise kept better than a vague one broken.

Check your job's rules

Read your employment contract for rules on outside work before you launch, especially if you work in finance.

Man in a suit, arms crossed

How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

What should I do first?

The launch checklist breaks the whole journey into small steps you can tick off.

Digital bank launch checklist →
How do I pick my niche?

The niche guide helps you choose a group the big banks overlook.

Choose a niche for your app →
Can I call it a bank?

In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.

Is there a step-by-step plan I can follow?

Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.

Digital bank app launch checklist →
How do I start?

Pick a template, name it and preview every page before you launch. Your platform can be live on your own domain within 24 hours of confirmation.

Build my platform →

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Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.