How to start a money app for students: budgeting, cards and paying friends back
By SendPay Business · · 2 min read
- 1Your card appears in your app
- 2Tap it to pay in a shop
- 3See every payment as it happens
Students manage money for the first time on a tight budget: loan payments that arrive in lumps, rent, shared bills with housemates and nights out. Many also study abroad and deal with more than one currency. A money app built for a student community can be a natural product for a students' union, a society or a student founder.
What students want
- A quick account and card they can open on their phone.
- Easy ways to split bills and pay friends back.
- Simple budgeting that shows what's left until the next payment.
- Low fees when spending or getting money from abroad.
Reaching them
Students trust recommendations from their friends, societies and students' unions. Freshers' events, society partnerships and student ambassadors can spread a new app quickly, and a clear student-focused brand helps it stand out from big banks.
Try it
Name your platform and watch it come to life
Type a name, tap a colour and pick what it does. The phone changes as you go.
Colour
What it does
Design and preview your whole platform free, then launch when you are ready.
Things to watch
Many students are new to money, so be clear about fees and never push credit they don't need. International students may need extra identity checks, so explain what documents they'll need before they sign up.
Where SendPay fits
SendPay lets you launch your own money app under your brand, with GBP, EUR and USD accounts, transfers, branded Visa cards, payment links, invoices and subscriptions, powered by licensed partners. SendPay isn't a bank and doesn't offer lending.
How it works
Your own money app- 1Name it and pick your colours
- 2Choose what it does
- 3Launch when you are ready
Why sign up
Create your free SendPay account
It's all about creating your own financial platform with ease. Start with a free account today.
- 🪪A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
- 💳Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
- 🌐A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
- 🚀Your own financial platformDesign and preview your whole platform free, then launch when you are ready.
SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.
Questions people ask
What is a white-label fintech platform?
Ready-made finance software you run under your own brand.
White-label fintech →How do I start a money app for my community?
Launch accounts and cards for a group you already know.
Community money app →Read next
Spotted a mistake or something out of date? and we'll fix it. How our guides are made
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.