How to start a money app for creators: get paid, split income and spend under your brand

By SendPay Business · · 2 min read

How to start a money app for creators: get paid, split income and spend under your brand

Creators earn from many places at once: brand deals, platform payouts, memberships, merch and tips, often in different currencies and on different days. Income is lumpy and admin is messy. A money app built around that pattern can be a strong product for anyone who already has creators' trust, such as an agency, a network or a creator with a big audience.

What creators struggle withFeatures that helpLaunching it

What creators struggle with

  1. Chasing brands for unpaid invoices.
  2. Payouts arriving in several currencies.
  3. Keeping business spending apart from personal money.
  4. Setting aside tax when income jumps around month to month.

Features that help

  1. Invoices and payment links for brand deals.
  2. Subscriptions for fans who want to support them monthly.
  3. Accounts in the currencies they're paid in.
  4. A branded card for business spending.

Launching it

Start with a group you can reach directly, such as an agency's roster or a creator community. Your brand and your audience are the advantage; the finance features can come from a platform.

Where SendPay fits

SendPay lets you launch your own money app under your brand, with GBP, EUR and USD accounts, transfers, branded Visa cards, payment links, invoices and subscriptions, powered by licensed partners. SendPay isn't a bank and doesn't offer lending.

Build it

Create your own financial platform.

Pick a template, name it, brand it, preview every page before you pay. Your brand, your users, your fees.

Build my platform →

Questions people ask

How do I start a membership platform?

Charge fans or members a regular fee for access or perks.

Membership platforms →
What is recurring billing?

Charging customers automatically on a schedule.

Recurring billing →
How do I start a money app for freelancers?

Launch accounts, invoices and cards built for freelancers.

Freelancer money app →

Read next

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. PayPal, Patreon and Substack are named as reference points only and are not affiliated with SendPay Business.