Woman smiling while working on her laptop

How to start a money app for online sellers: multi-currency takings, cards and supplier payments

By SendPay Business · · 2 min read

A shop that takes payments
  1. Customers pick what they want
  2. They pay by card at checkout
  3. The order lands with you

Online sellers often get paid by several marketplaces, in different currencies, then pay suppliers abroad. Exchange fees eat into thin margins. A money app built for a group of sellers, such as handmade makers or resellers in one country, can save them money and win their loyalty.

What online sellers want

  • Accounts that hold more than one currency.
  • Cheap, clear transfers to suppliers.
  • Payment links and invoices for direct and wholesale orders.
  • A card for stock, postage and ads.
Man beside a laptop and a cup of tea

Reaching them

Sellers gather in online groups, forums, courses and at trade fairs. Choose one niche, work with the people who run those communities and show real savings on fees.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Things to watch

Be exact about exchange fees and payout times, since sellers compare them closely. Check which currencies your platform supports before you promise anything.

Four professionals in business attire

Where SendPay fits

SendPay lets you launch your own money app under your brand, with GBP, EUR and USD accounts, transfers, branded Visa cards, payment links, invoices and subscriptions, powered by licensed partners. SendPay isn't a bank and doesn't offer lending.

Man in a light blue suit with glasses

How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

How do I start an online store platform?

Give sellers a shop front with payments built in.

Online store platforms →
What is a multi-currency account?

One account that holds balances in several currencies.

Multi-currency accounts →
What are marketplace payouts?

How marketplaces split and send money to their sellers.

Marketplace payouts →

Read next

Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.