How to start a money app for gig workers: fast payouts, cards and simple records
By SendPay Business · · 2 min read
Gig workers are paid by several apps, on different days, with costs like fuel and phone bills coming out along the way. Many are self-employed and have to set aside their own tax. A money app built around that life can win loyal users, especially if you already know a group of workers, such as a drivers' network or a rider community.
What gig workers want
- An account they can open quickly on their phone.
- A card for fuel, parts and other work costs.
- A clear view of income from each platform.
- Help putting money aside for tax.
Reaching them
Gig workers talk in WhatsApp and Facebook groups, at pick-up points and on forums. Word of mouth from a trusted member of that community will beat most adverts, so start with one city or one type of work.
Things to watch
Many gig workers are self-employed, so be clear about fees and don't imply you give tax advice. Some may have limited credit history or ID, so explain what documents they'll need before they sign up.
Where SendPay fits
SendPay lets you launch your own money app under your brand, with GBP, EUR and USD accounts, transfers, branded Visa cards, payment links, invoices and subscriptions, powered by licensed partners. SendPay isn't a bank and doesn't offer lending.
Build it
Create your own financial platform.
Pick a template, name it, brand it, preview every page before you pay. Your brand, your users, your fees.
Build my platform →Questions people ask
How do I start a money app for freelancers?
Launch accounts, invoices and cards built for freelancers.
Freelancer money app →Do sole traders need a business bank account?
Not by law in the UK, but a separate account helps.
Sole trader banking →What is a white-label fintech platform?
Ready-made finance software you run under your own brand.
White-label fintech →Read next
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. PayPal, Patreon and Substack are named as reference points only and are not affiliated with SendPay Business.