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How to start a money app for gig workers: fast payouts, cards and simple records

By SendPay Business · · 2 min read

Your card, ready to use
  1. Your card appears in your app
  2. Tap it to pay in a shop
  3. See every payment as it happens

Gig workers are paid by several apps, on different days, with costs like fuel and phone bills coming out along the way. Many are self-employed and have to set aside their own tax. A money app built around that life can win loyal users, especially if you already know a group of workers, such as a drivers' network or a rider community.

What gig workers want

  • An account they can open quickly on their phone.
  • A card for fuel, parts and other work costs.
  • A clear view of income from each platform.
  • Help putting money aside for tax.
Man beside a laptop and a cup of tea

Reaching them

Gig workers talk in WhatsApp and Facebook groups, at pick-up points and on forums. Word of mouth from a trusted member of that community will beat most adverts, so start with one city or one type of work.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Things to watch

Many gig workers are self-employed, so be clear about fees and don't imply you give tax advice. Some may have limited credit history or ID, so explain what documents they'll need before they sign up.

Woman seated, using a laptop

Where SendPay fits

SendPay lets you launch your own money app under your brand, with GBP, EUR and USD accounts, transfers, branded Visa cards, payment links, invoices and subscriptions, powered by licensed partners. SendPay isn't a bank and doesn't offer lending.

Two women in suits

How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

How do I start a money app for freelancers?

Launch accounts, invoices and cards built for freelancers.

Freelancer money app →
Do sole traders need a business bank account?

Not by law in the UK, but a separate account helps.

Sole trader banking →
What is a white-label fintech platform?

Ready-made finance software you run under your own brand.

White-label fintech →

Read next

Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.