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How to start a money app for farmers: getting paid, paying suppliers and cards for the farm

By SendPay Business · · 2 min read

Your card, ready to use
  1. Your card appears in your app
  2. Tap it to pay in a shop
  3. See every payment as it happens

Farmers and growers sell to markets, shops, restaurants and the public, and pay for feed, seed, fuel and parts all year round. Income can be seasonal and uneven. A money app built around farm life, and sold through the co-ops and markets farmers already trust, can stand out from general business apps.

What farmers want

  • Easy ways to get paid at markets, farm shops and by trade buyers.
  • Invoices for wholesale customers.
  • A card for fuel, parts and supplies.
  • A clear view of money in and out through the seasons.
Man in a suit on the phone at a desk

Reaching them

Farmers meet at markets, agricultural shows, co-ops, suppliers and in local farming groups online. Partner with a co-op or farmers' market organiser and start with one region or one type of farm.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Things to watch

Many farms have patchy mobile signal, so keep the app light and simple. Be clear about fees and payout times, since cash flow matters most in lean months.

Woman seated, using a laptop

Where SendPay fits

SendPay lets you launch your own money app under your brand, with GBP, EUR and USD accounts, transfers, branded Visa cards, payment links, invoices and subscriptions, powered by licensed partners. SendPay doesn't offer card machines, isn't a bank and doesn't offer lending.

Developers at work

How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

What can I use instead of a card machine?

Payment links and QR codes can take payments without hardware.

Card machine alternatives →
Do sole traders need a business bank account?

Not by law in the UK, but a separate account helps.

Sole trader banking →
What is a white-label fintech platform?

Ready-made finance software you run under your own brand.

White-label fintech →

Read next

Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.