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How to grow your payments app with tractor hire and ploughing services

By SendPay Business · · 2 min read

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  2. Tap it to pay in a shop
  3. See every payment as it happens

Many small farmers cannot buy a tractor, so they pay someone who owns one to plough, harrow, plant or harvest their land. Owners charge by the acre, the hour or the day, and nearly all the work comes in a few busy weeks at the start of the rains or at harvest. Farmers want to book early, owners want to be sure they will be paid before driving out to a distant field, and payment is often in cash in the middle of nowhere. A payments app that takes a deposit to book, lets farmers pay in the field by phone and keeps a record of every job can win these owners, and every farmer who pays sees your app.

Talk to tractor owners

Ask local tractor hire and ploughing services:

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Take deposits to book

A deposit link when a farmer books holds their place in the queue and saves the owner a wasted trip if plans change.

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What it does

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Get paid in the field

Letting the farmer pay by phone as soon as the field is done means no cash on the tractor and a record of the job for both sides.

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Grow through farmer groups

Tractor owners often work for whole villages or farmer groups. When those farmers pay through your app, they tell each other and look for other services that take it.

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How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
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  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

What about farm supply shops?

The farm supply and agro-dealers guide covers seasonal sales of seed, fertiliser and feed, orders and repayments.

Farm supply and agro-dealers →
What about tool and equipment hire?

The tool and equipment hire guide covers renting out drills, ladders and mixers, often with a deposit.

Tool and equipment hire →
Can I call it a bank?

In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.

Is there a step-by-step plan I can follow?

Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.

Digital bank app launch checklist →
How do I start?

Pick a template, name it and preview every page before you launch. Your platform can be live on your own domain within 24 hours of confirmation.

Build my platform →

Read next

Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.