Man beside a laptop and a cup of tea

How to grow your payments app with cafes and coffee shops

By SendPay Business · · 2 min read

A shop that takes payments
  1. Customers pick what they want
  2. They pay by card at checkout
  3. The order lands with you

Independent cafes and coffee shops take hundreds of small payments a day. On a small sale, card fees eat a big share of the profit, and a slow payment at the till means a longer queue. A payments app with clear fees, quick QR payments and a simple way to reward regulars can make a real difference.

Talk to a few cafe owners

Ask cafe and coffee shop owners:

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Woman seated, using a laptop

Keep the queue moving

A QR code at the counter lets customers pay in seconds on their own phone. Show the cafe exactly what each payment costs.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Help them keep regulars

Cafes live on regular customers. A simple way to see who comes back, and to thank them, keeps them loyal to the cafe and to your app.

Four coworkers smiling around a laptop

Grow along the high street

Cafe owners know the bakers, shops and market traders around them. One cafe that likes your app can introduce you to the whole street.

Woman in a grey jacket

How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

How do I keep users coming back?

The retention guide covers bringing users back after their first payment.

Keep users coming back →
How can QR codes help?

The QR code guide covers using codes at the counter and on signs.

QR codes →
Can I call it a bank?

In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.

Is there a step-by-step plan I can follow?

Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.

Digital bank app launch checklist →
How do I start?

Pick a template, name it and preview every page before you launch. Your platform can be live on your own domain within 24 hours of confirmation.

Build my platform →

Read next

Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.