How to grow your payments app with cafes and coffee shops
By SendPay Business · · 2 min read
Independent cafes and coffee shops take hundreds of small payments a day. On a small sale, card fees eat a big share of the profit, and a slow payment at the till means a longer queue. A payments app with clear fees, quick QR payments and a simple way to reward regulars can make a real difference.
Talk to a few cafe owners
Ask cafe and coffee shop owners:
- How do customers pay today, and how much is cash?
- What do you pay in card fees each month?
- How long does a payment take at the till at busy times?
- How do you reward your regular customers?
Keep the queue moving
A QR code at the counter lets customers pay in seconds on their own phone. Show the cafe exactly what each payment costs.
Help them keep regulars
Cafes live on regular customers. A simple way to see who comes back, and to thank them, keeps them loyal to the cafe and to your app.
Grow along the high street
Cafe owners know the bakers, shops and market traders around them. One cafe that likes your app can introduce you to the whole street.
Build it
Create your own financial platform.
Pick a template, name it, brand it, preview every page before you pay. Your brand, your users, your fees.
Build my platform →Questions people ask
How do I keep users coming back?
The retention guide covers bringing users back after their first payment.
Keep users coming back →Can I call it a bank?
In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.
Is there a step-by-step plan I can follow?
Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.
Digital bank app launch checklist →How do I start?
Pick a template, name it and preview every page before you pay. Your platform can be live on your own domain within 24 hours of confirmation.
Build my platform →Read next
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. PayPal, Patreon and Substack are named as reference points only and are not affiliated with SendPay Business.