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How to explain your own money app in one sentence

By SendPay Business · · 2 min read

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  1. Your card appears in your app
  2. Tap it to pay in a shop
  3. See every payment as it happens

Most new money apps describe themselves with words like "seamless", "innovative" and "all-in-one". Nobody repeats those words to a friend. The apps that spread have one plain sentence people can say out loud. Here is how to write yours.

Use a simple shape

A sentence that works usually has three parts.

Tap to explore

Tap each one to see what it means.

Who it is for

"for Ghanaians in the UK", "for hairdressers", "for students in Lagos".

What it does

"send money home", "take card payments", "split rent".

Why it is better

"with the fee shown up front", "in your own language", "paid out the next day".

Man at a desk in front of a computer

Say what the giant gets wrong

Your people already use a big bank or money app. Your sentence works best when it quietly answers what that giant does badly for them, such as hidden costs, slow support or no help in their language.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Test it on real people

Say your sentence to five people in your niche and ask them to tell you back what your app does. If they can't, simplify it. If they ask "where do I get it?", you're done.

Four professionals in business attire

Use it everywhere

Put the sentence at the top of your homepage, in your app store listing, in your social bios and at the start of every conversation. The same words in every place is how a small brand becomes memorable.

Man in a suit on the phone at a desk

How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

Do I need a name first?

It helps to write the sentence first, because a good name often comes from it. The free name generator gives you ideas to test.

Payment app name generator →
Is there a tool to help me write it?

Yes. The free pitch builder turns who it is for, what it does and why it is better into a pitch, a headline, a tagline and a message to share.

Money app pitch builder →
Which kind of app should I launch?

The free quiz suggests an app type for your people and country, with guides to famous apps like it.

Which money app should I launch? →
Can I call it a bank?

In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.

Is there a step-by-step plan I can follow?

Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.

Digital bank app launch checklist →
How do I start?

Pick a template, name it and preview every page before you launch. Your platform can be live on your own domain within 24 hours of confirmation.

Build my platform →

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Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.