Build an app like Scotiabank Chile, under your own brand
By SendPay Business · · 3 min read
- 1Your card appears in your app
- 2Tap it to pay in a shop
- 3See every payment as it happens
Scotiabank Chile is the Chilean arm of Canada's Scotiabank, serving personal and business customers through branches and its app. It started as somebody's idea, like every money app. Here's what you can learn from it, and how to launch your own digital account app with a branded card under your own name, with your own fees.
What Scotiabank Chile got right
Scotiabank Chile shows how an international bank competes with Chile's local giants. A new money app can win in Chile by focusing on the small businesses and workers that big banks serve slowly.
Where a new brand can win
You won't out-spend Scotiabank Chile. You win on focus: one community, one language, one type of customer or one corridor that a big app treats as an afterthought. Build the app those people would have designed for themselves, and they'll bring the next users with them.
Try it
Name your platform and watch it come to life
Type a name, tap a colour and pick what it does. The phone changes as you go.
Colour
What it does
Design and preview your whole platform free, then launch when you are ready.
What you can launch under your own brand
A digital account app with a branded card is one of the templates, alongside payment links for invoices, a marketplace that pays its sellers and a membership platform. Each one carries your name, your colours and your domain, and the fee on every payment is yours to set.
How it works, in a few clicks
Pick the template closest to your idea, type your platform name and preview every page before you launch.
0 of 5 done
Tick each step as you do it, so you can see what is left.
Permissions: the honest part
The accounts, cards and payments behind your platform are powered by licensed partners. Depending on what your platform does and who it serves, you may also need your own registration in Chile. We tell you in writing which permissions apply to your platform before you launch, and introduce specialists who handle them. We are not licensed advisers and don't guarantee outcomes.
How it works
Your own money app- 1Name it and pick your colours
- 2Choose what it does
- 3Launch when you are ready
Why sign up
Create your free SendPay account
It's all about creating your own financial platform with ease. Start with a free account today.
- 🪪A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
- 💳Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
- 🌐A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
- 🚀Your own financial platformDesign and preview your whole platform free, then launch when you are ready.
SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.
Questions people ask
Is SendPay Business connected to Scotiabank Chile?
No. We name Scotiabank Chile only to describe it. SendPay Business is an independent technology company, not a bank.
Can I copy Scotiabank Chile's name or look?
No. Their name, logo and colours belong to them. Build your own brand with its own name: the free name generator gives you ideas and opens your favourite straight in the builder.
Payment app name generator →Can I call it a bank?
In most countries, "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform.
How much could my platform earn?
It depends on how many users you have, how much they move and the fee you set. Put your own numbers into the free calculator.
Platform earnings calculator →Who else would I compete with in Chile?
The country guide names the biggest banks and money apps in Chile, and how a new brand can take them on.
Read the country guide →Is there a step-by-step plan I can follow?
Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers. Tick each step off as you go.
Digital bank app launch checklist →How do I start?
Pick a template, name it and preview every page before you launch. Your platform can be live on your own domain within 24 hours of confirmation.
Build my platform →Read next
Spotted a mistake or something out of date? and we'll fix it. How our guides are made
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.