Build an app like BGFIBank Congo, under your own brand

By SendPay Business · · 3 min read

Build an app like BGFIBank Congo, under your own brand

BGFIBank Congo is part of the Gabon-based BGFI group and is one of the main banks in the Republic of the Congo. It started as somebody's idea, like every money app. Here's what you can learn from it, and how to launch your own digital account app with a branded card under your own name, with your own fees.

What BGFIBank Congo got rightWhere a new brand can winWhat you can launch under your own brand

What BGFIBank Congo got right

Much of the Congo's everyday trade still runs on cash, and many people have no bank account. An app that lets market traders and families pay and get paid on a phone can reach people the banks have not served.

Where a new brand can win

You won't out-spend BGFIBank Congo. You win on focus: one community, one language, one type of customer or one corridor that a big app treats as an afterthought. Build the app those people would have designed for themselves, and they'll bring the next users with them.

What you can launch under your own brand

A digital account app with a branded card is one of the templates, alongside payment links for invoices, a marketplace that pays its sellers and a membership platform. Each one carries your name, your colours and your domain, and the fee on every payment is yours to set.

How it works, in a few clicks

Pick the template closest to your idea, type your platform name and preview every page before you pay.

  1. Pick a template.
  2. Name it and choose your colours. The site changes as you type.
  3. Preview the finished platform, page by page.
  4. Verify with a selfie and pay your invoice.
  5. Go live on your own domain within 24 hours and invite your first users.

Permissions: the honest part

The accounts, cards and payments behind your platform are powered by licensed partners. Depending on what your platform does and who it serves, you may also need your own registration in Republic of the Congo. We tell you in writing which permissions apply to your platform before you pay, and introduce specialists who handle them. We are not licensed advisers and don't guarantee outcomes.

Build it

Create your own financial platform.

Pick a template, name it, brand it, preview every page before you pay. Your brand, your users, your fees.

Build my platform →

Questions people ask

Is SendPay Business connected to BGFIBank Congo?

No. We name BGFIBank Congo only to describe it. SendPay Business is an independent technology company, not a bank.

Can I copy BGFIBank Congo's name or look?

No. Their name, logo and colours belong to them. Build your own brand with its own name: the free name generator gives you ideas and opens your favourite straight in the builder.

Payment app name generator →
Can I call it a bank?

In most countries, "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform.

How much could my platform earn?

It depends on how many users you have, how much they move and the fee you set. Put your own numbers into the free calculator.

Platform earnings calculator →
Who else would I compete with in Republic of the Congo?

The country guide names the biggest banks and money apps in Republic of the Congo, and how a new brand can take them on.

Read the country guide →
Is there a step-by-step plan I can follow?

Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers. Tick each step off as you go.

Digital bank app launch checklist →
How do I start?

Pick a template, name it and preview every page before you pay. Your platform can be live on your own domain within 24 hours of confirmation.

Build my platform →

Read next

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. PayPal, Patreon and Substack are named as reference points only and are not affiliated with SendPay Business.