Woman in a grey jumper using a laptop

How to start a payments app for cafes, coffee shops and bakeries

By SendPay Business · · 2 min read

A shop that takes payments
  1. Customers pick what they want
  2. They pay by card at checkout
  3. The order lands with you

Cafes and bakeries take pre-orders, deposits for celebration cakes, wholesale orders from other businesses and, more and more, coffee or bread subscriptions. A payments app built for them, under your own brand, can handle all of it, and you can offer it to independent cafes and bakeries across a town or region.

What cafes and bakeries need

  • Pre-order links so regulars can pay ahead and collect.
  • Deposit links for celebration cakes and catering.
  • Monthly subscriptions for coffee or bread clubs.
  • Invoices for wholesale customers like offices and shops.
Man in a light blue suit with glasses

Who could launch it

A group of independent cafes, a local food network, a coffee roaster with many cafe customers or an entrepreneur who knows the trade.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

How to get your first users

Start with a cafe or bakery that takes lots of orders by phone or social media, show how a payment link cuts no-shows, then share the results with others on the same high street.

Woman in a blue shirt using a laptop

Where SendPay fits

SendPay lets you launch your own payments platform under your brand, with GBP, EUR and USD accounts, transfers, branded Visa cards, payment links, invoices and subscriptions, powered by licensed partners. SendPay doesn't offer card machines, isn't a bank and doesn't offer lending.

Man beside a laptop and a cup of tea

How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

What about restaurants?

A similar guide for places that serve food.

Payments for restaurants →
Are there card machine alternatives?

Ways to take payment without a card machine.

Card machine alternatives →
What about food trucks?

A similar guide for street food traders.

Payments for food trucks →

Read next

Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.