How to start a money app for expats: multi-currency accounts, cards and transfers home
By SendPay Business · · 2 min read
- 1Your card appears in your app
- 2Tap it to pay in a shop
- 3See every payment as it happens
People who move abroad often end up juggling money in two or more currencies: a salary in one, bills or family back home in another. Opening a local account can be slow when they have no local address or credit history yet. A money app built for a particular expat community can solve that and earn their trust early.
What expats want
- An account they can open before or soon after they arrive.
- Balances in more than one currency.
- Cheap, clear transfers back home.
- A card they can use in their new country and when travelling.
Reaching them
Expats gather in Facebook groups, community forums, language schools, relocation firms and employers who hire from abroad. Pick one community, such as one nationality in one country, and partner with the groups and businesses they already trust.
Try it
Name your platform and watch it come to life
Type a name, tap a colour and pick what it does. The phone changes as you go.
Colour
What it does
Design and preview your whole platform free, then launch when you are ready.
Things to watch
Be upfront about exchange fees and transfer times. Explain what ID and proof of address customers will need, because that is where many expats get stuck when opening accounts.
Where SendPay fits
SendPay lets you launch your own money app under your brand, with GBP, EUR and USD accounts, transfers, branded Visa cards, payment links, invoices and subscriptions, powered by licensed partners. SendPay isn't a bank and doesn't offer lending.
How it works
Your own money app- 1Name it and pick your colours
- 2Choose what it does
- 3Launch when you are ready
Why sign up
Create your free SendPay account
It's all about creating your own financial platform with ease. Start with a free account today.
- 🪪A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
- 💳Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
- 🌐A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
- 🚀Your own financial platformDesign and preview your whole platform free, then launch when you are ready.
SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.
Questions people ask
What is a multi-currency account?
One account that holds balances in several currencies.
Multi-currency accounts →How do international transfers work?
Money moves through payment networks and partner banks.
International transfers →How do I start a money app for my diaspora community?
Build around transfers home and trusted community groups.
Diaspora money app →Read next
Spotted a mistake or something out of date? and we'll fix it. How our guides are made
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.