Man in a suit on the phone at a desk

How to start a money app for diaspora communities: sending money home with trust

By SendPay Business · · 2 min read

Money on its way
  1. Pick who to pay and type the amount
  2. Tap send and it is on its way
  3. It lands in their account

Millions of people send part of their pay to family in another country. Many still use cash agents or services that feel built for someone else. A money app run by someone from the same community, who speaks the language and knows the needs, can win people over where big brands can't.

What senders want

  • Clear fees and exchange rates before they press send.
  • Money that arrives quickly and reliably.
  • An app and support in their own language.
  • A way to track each transfer.
Woman in a blue shirt using a laptop

Reaching them

Diaspora communities meet at places of worship, community centres, shops, events and in WhatsApp groups. Trusted community leaders and local businesses are your best partners. Start with one community and one sending country.

Try it

Name your platform and watch it come to life

Type a name, tap a colour and pick what it does. The phone changes as you go.

Colour

What it does

Build mine

Design and preview your whole platform free, then launch when you are ready.

Things to watch

Check which currencies and destination countries your platform can pay out to before you promise anything. Senders compare fees closely, so be exact and honest about them.

Four professionals in business attire

Where SendPay fits

SendPay lets you launch your own money app under your brand, with GBP, EUR and USD accounts, transfers, branded Visa cards, payment links, invoices and subscriptions, powered by licensed partners. Payouts are in GBP, EUR and USD only. SendPay isn't a bank and doesn't offer lending.

Man in a suit smiling in a meeting room

How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

Why sign up

Create your free SendPay account

It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
  • A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

How do I plan a savings circle?

Work out the pot, the date of every turn and what your turn means.

Savings circle calculator →
What is a remittance?

Money a person sends to family or friends in another country.

Remittances explained →
What do international transfers cost?

A fee plus any markup on the exchange rate.

Transfer fees →
How do I build a money transfer app?

Start with a licensed partner platform rather than building from scratch.

Build a transfer app →

Read next

Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.