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How to grow your payments app with water kiosks and water points

By SendPay Business · · 2 min read

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  1. Your card appears in your app
  2. Tap it to pay in a shop
  3. See every payment as it happens

In many towns and villages, households buy their drinking water from a kiosk or a community water point rather than a tap at home. Each jerrycan costs very little, so kiosk attendants handle hundreds of tiny payments a day, often in coins, and the owners, water committees or utilities have to collect and count it all. A payments app that lets people pay for water by phone, buy credit in advance and lets owners see every day's takings without counting cash can win water kiosks, and every household that fetches water sees your app.

Talk to water kiosk operators

Ask local water kiosk operators:

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Let people pay by phone

Letting households pay for each jerrycan by phone, or scan a code at the kiosk, means fewer coins to count and a record of every sale.

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What it does

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Offer prepaid water credit

Households, schools and small businesses can top up credit in advance and draw it down as they collect water, which smooths income for the kiosk.

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Grow through water committees and operators

Many kiosks are run by water committees, community groups or small operators with several sites. Win one of them and every kiosk they run, and every household that uses it, comes with it.

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How it works

Your own money app
  1. Name it and pick your colours
  2. Choose what it does
  3. Launch when you are ready

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It's all about creating your own financial platform with ease. Start with a free account today.

  • A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
  • Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
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  • Your own financial platformDesign and preview your whole platform free, then launch when you are ready.

SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.

Questions people ask

What about water delivery?

The water and gas delivery sellers guide covers sellers who deliver drinking water and cooking gas and get paid at the door, often in cash.

Water and gas delivery sellers →
What about borehole drillers?

The borehole and well drillers guide covers deposits before a rig is sent out and stage payments as drilling, casing and pump fitting are done.

Borehole and well drillers →
Can I call it a bank?

In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.

Is there a step-by-step plan I can follow?

Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.

Digital bank app launch checklist →
How do I start?

Pick a template, name it and preview every page before you launch. Your platform can be live on your own domain within 24 hours of confirmation.

Build my platform →

Read next

Spotted a mistake or something out of date? and we'll fix it. How our guides are made

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.