How to grow your payments app with motorbike taxi riders

By SendPay Business · · 2 min read

How to grow your payments app with motorbike taxi riders

In many towns and cities, motorbike taxis are one of the fastest ways to get around, known by names such as boda-boda in East Africa, okada in Nigeria and moto-taxi in many other places. Riders take many small fares a day, mostly in cash, and many pay the bike's owner a set amount each week or are paying the bike off. A payments app that lets passengers pay by phone, helps riders keep track of what they earn and lets them put money aside can win these riders, and every passenger who pays sees your app.

Talk to motorbike taxi ridersLet passengers pay by phoneHelp riders keep track of their money

Talk to motorbike taxi riders

Ask local motorbike taxi riders:

  1. How do passengers pay you, and how often do they not have change?
  2. Do you own your bike, rent it, or pay it off each week?
  3. Do you also carry parcels or shopping for local businesses?
  4. Do you belong to a stage, group or association of riders?

Let passengers pay by phone

A simple way to pay by phone at the end of a ride means riders no longer lose fares to passengers without change, and every fare is recorded.

Help riders keep track of their money

Seeing what came in each day helps riders plan weekly bike payments and fuel, and a record of steady earnings can help them later when they need a loan or a new bike.

Grow through rider groups and stages

Riders wait together at the same stages and often belong to the same group or association. One respected rider or group leader on your app can bring many more.

Build it

Create your own financial platform.

Pick a template, name it, brand it, preview every page before you pay. Your brand, your users, your fees.

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Questions people ask

What about taxi drivers?

The taxi drivers guide covers taking many short payments a day, often from passengers without cash, and taking payment at the end of every ride.

Taxi drivers →
What about couriers and delivery riders?

The couriers and delivery riders guide covers moving parcels, documents and food across town, often paid in cash or late by the businesses they work for.

Couriers and delivery riders →
Can I call it a bank?

In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.

Is there a step-by-step plan I can follow?

Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.

Digital bank app launch checklist →
How do I start?

Pick a template, name it and preview every page before you pay. Your platform can be live on your own domain within 24 hours of confirmation.

Build my platform →

Read next

This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. PayPal, Patreon and Substack are named as reference points only and are not affiliated with SendPay Business.