How to grow your payments app with mobile money agents
By SendPay Business · · 2 min read
- 1Your card appears in your app
- 2Tap it to pay in a shop
- 3See every payment as it happens
In many countries, the mobile money agent on the corner is where people put cash into their phone wallet and take it out again. Agents are often small shops, phone kiosks or market stalls that earn a fee on each transaction and have to juggle their cash and their digital float all day. Many agents serve several providers side by side. A payments app that gives agents a simple way to serve its customers, pays them fairly for each transaction and makes it easy to rebalance their float can win agents quickly, and every customer who walks up to the counter sees your app.
Talk to mobile money agents
Ask local mobile money agents:
0 of 4 answered
Tick each question once you know your answer.
Give agents a simple way to serve your customers
Agents already know how to handle cash in and cash out. When your app lets them do the same for your customers in a few taps, adding you is easy.
Try it
Name your platform and watch it come to life
Type a name, tap a colour and pick what it does. The phone changes as you go.
Colour
What it does
Design and preview your whole platform free, then launch when you are ready.
Make float and earnings clear
Showing agents their balance, their fees and their history in one place, and letting them top up float quickly, keeps them serving your customers instead of turning them away.
Grow through agent networks
Agents are often organised under a master agent or a chain of shops. Win the master agent and you can reach dozens or hundreds of counters, and the customers who use them every day.
How it works
Your own money app- 1Name it and pick your colours
- 2Choose what it does
- 3Launch when you are ready
Why sign up
Create your free SendPay account
It's all about creating your own financial platform with ease. Start with a free account today.
- 🪪A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
- 💳Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
- 🌐A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
- 🚀Your own financial platformDesign and preview your whole platform free, then launch when you are ready.
SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.
Questions people ask
What about phone shops?
The phone shops and airtime sellers guide covers busy shops handling many small payments a day, and how they can become places people find your app.
Phone shops and airtime sellers →What about corner shops?
The corner shops and small grocers guide covers shops that take many small payments every day and often keep a tab for regulars.
Corner shops and grocers →Can I call it a bank?
In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.
Is there a step-by-step plan I can follow?
Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.
Digital bank app launch checklist →How do I start?
Pick a template, name it and preview every page before you launch. Your platform can be live on your own domain within 24 hours of confirmation.
Build my platform →Read next
Spotted a mistake or something out of date? and we'll fix it. How our guides are made
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.