How to grow your payments app with minibus and bus operators
By SendPay Business · · 2 min read
In many cities, shared minibuses and small bus companies move millions of people a day, and most fares are paid in cash. Drivers and conductors handle coins and notes all day, owners struggle to know what was really collected, and passengers need the right change. A payments app that makes fares simple can reach every rider on the route.
Talk to owners, drivers and riders
Ask the people who run and use the routes:
- How are fares collected today, and what goes wrong?
- How do owners know what each vehicle took in a day?
- Would riders pay by phone if it was quick at the door?
- Who would need to agree before a route switches?
Make paying a fare fast
A QR code by the door or a quick pay-by-number lets riders pay in seconds, with a receipt, and no hunting for change.
Give owners a clear view
When fares come in by phone, owners can see what each vehicle took each day, which helps them plan fuel, repairs and wages.
Grow route by route
Owners and drivers often belong to a route association. Win one route and its association, and every regular rider on that route sees your app.
Build it
Create your own financial platform.
Pick a template, name it, brand it, preview every page before you pay. Your brand, your users, your fees.
Build my platform →Questions people ask
What about delivery riders?
The drivers and delivery riders guide covers people who drive for a living.
Drivers and delivery riders →Can I call it a bank?
In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.
Is there a step-by-step plan I can follow?
Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.
Digital bank app launch checklist →How do I start?
Pick a template, name it and preview every page before you pay. Your platform can be live on your own domain within 24 hours of confirmation.
Build my platform →Read next
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. PayPal, Patreon and Substack are named as reference points only and are not affiliated with SendPay Business.