How to grow your payments app with dairy farmers and milk sellers
By SendPay Business · · 2 min read
Small dairy farmers sell milk to neighbours, cafés and shops, deliver it door to door, or take it to collection centres and cooperatives. Many also make yoghurt, butter or cheese to sell at markets and farm gates. Customers often pay in cash every day or run a tab that is settled at the end of the week or month, and some farmers wait weeks to be paid by the businesses they supply. A payments app that takes phone payments at the gate and on delivery rounds, and sends payment links for weekly or monthly bills, can win these farmers, and every customer who pays sees your app.
Talk to dairy farmers and milk sellers
Ask local dairy farmers and milk sellers:
- Who buys your milk, and how do they pay you?
- Do customers run a tab, and how often do they pay it late?
- Do you sell yoghurt, butter or cheese at markets or the farm gate?
- Do you belong to a cooperative or sell to a collection centre?
Take payment at the gate and on the round
Phone payments at the farm gate and on delivery rounds mean the farmer no longer carries cash or chases coins, and every sale is recorded.
Send payment links for weekly and monthly bills
A payment link sent at the end of each week or month settles tabs quickly, and a clear record of what each customer owes cuts down on arguments.
Grow through cooperatives and local shops
Dairy farmers belong to cooperatives and supply the same cafés and shops as other local producers. One trusted farmer or cooperative on your app can bring many more.
Build it
Create your own financial platform.
Pick a template, name it, brand it, preview every page before you pay. Your brand, your users, your fees.
Build my platform →Questions people ask
What about egg sellers and smallholders?
The egg sellers and smallholders guide covers selling eggs, meat, veg and plants from roadside stalls, farm gates, markets and local deliveries, often through an honesty box.
Egg sellers and smallholders →What about veg box schemes and farm shops?
The veg box schemes and farm shops guide covers selling to the same customers week after week and taking regular payments and orders.
Veg box schemes and farm shops →Can I call it a bank?
In most countries "bank" is a protected word you can only use with a banking licence. Call it an account, a wallet, an app or a platform. The accounts and payments behind a SendPay Business platform are powered by licensed partners.
Is there a step-by-step plan I can follow?
Yes. The free launch checklist takes you from picking your people and naming your app to setting fees, going live and winning your first ten customers.
Digital bank app launch checklist →How do I start?
Pick a template, name it and preview every page before you pay. Your platform can be live on your own domain within 24 hours of confirmation.
Build my platform →Read next
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. PayPal, Patreon and Substack are named as reference points only and are not affiliated with SendPay Business.