What is payment orchestration? One layer to manage many payment providers
By SendPay Business · · 2 min read
Payment orchestration is software that sits between a business and several payment providers. Instead of connecting to each processor separately, the business connects once, and the orchestration layer decides where each payment goes.
What it does
- Routes each payment to the provider most likely to approve it, or the cheapest.
- Retries a failed payment through a different provider.
- Keeps payments running if one provider has an outage.
- Shows all payment data in one place.
Orchestration vs a payment gateway
A payment gateway connects a checkout to one processor. An orchestration layer connects to many gateways and processors and chooses between them. It adds flexibility but also another system to manage.
Who needs it
Orchestration mostly pays off for large merchants selling in many countries, where small improvements in approval rates or fees add up to a lot of money. Most small and growing businesses are better served by one reliable setup.
Where SendPay fits
A SendPay platform comes with payments already connected, powered by licensed partners, so you don't have to choose and connect processors yourself before launching your own branded money app.
Build it
Create your own financial platform.
Pick a template, name it, brand it, preview every page before you pay. Your brand, your users, your fees.
Build my platform →Questions people ask
What would a better approval rate be worth?
Work out the extra sales a month and a year from a higher authorisation rate.
Payment authorisation rate calculator →Gateway or merchant account?
How the pieces of card acceptance fit together.
Gateway vs merchant account →Read next
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. PayPal, Patreon and Substack are named as reference points only and are not affiliated with SendPay Business.