What is Confirmation of Payee? The name check on UK transfers
By SendPay Business · · 2 min read
- 1Pick who to pay and type the amount
- 2Tap send and it is on its way
- 3It lands in their account
Confirmation of Payee (CoP) is a UK service that checks whether the name you type matches the name on the account you're paying. It runs before you send a bank transfer, so you can stop if something looks wrong.
What the results mean
Tap to explore
Tap each one to see what it means.
Match
the name matches the account. You can carry on.
Close match
the name is similar, and you'll be shown the actual name to check.
No match
the name doesn't match. Stop and check with the person you're paying another way.
Unable to check
the other bank couldn't confirm. Take extra care.
Why it matters
Many scams rely on fake bank details, such as an email claiming a supplier has changed accounts. A name check gives people a chance to spot the problem before money leaves.
Try it
Name your platform and watch it come to life
Type a name, tap a colour and pick what it does. The phone changes as you go.
Colour
What it does
Design and preview your whole platform free, then launch when you are ready.
Tips for businesses
Give customers the exact name on your account, including whether it's a business or personal account, so their payments show a match and don't stall.
Where SendPay fits
SendPay platforms include GBP accounts and transfers under your own brand, powered by licensed partners. SendPay tells you in writing which licences apply to your platform before you launch.
How it works
Your own money app- 1Name it and pick your colours
- 2Choose what it does
- 3Launch when you are ready
Why sign up
Create your free SendPay account
It's all about creating your own financial platform with ease. Start with a free account today.
- 🪪A free business accountOpen it in about a minute with your business name, email, password and mobile. No card and no documents to start.
- 💳Get paid from day oneTake card payments, and share your own payment link and invoices so customers pay in a click.
- 🌐A free business websiteFree to build, free to publish and free to keep, with unlimited visits.
- 🚀Your own financial platformDesign and preview your whole platform free, then launch when you are ready.
SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.
Questions people ask
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Spotted a mistake or something out of date? and we'll fix it. How our guides are made
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.